3098 Island 1040
Georgian Bay, ON
- 4 bed
- 2 bath
- approx. 1500-2000 sqft
- Detached
With just a 1.5 hours drive from the GTA, you can be in beautiful Honey Harbour. From there it's a short 5 minute boat ride from any of the nearby marinas to this property. This 1500 square foot cottage features 4 bedrooms, 2 bathrooms, a kitchen, dining room, living room with wood stove and a large wrap around deck on the top level. There is also a deck on the lower level as well as out back, a large "barn" workshop with a loft that can be used for spillover sleeping as well as winter boat storage. The inlet is a nature lover's paradise with nearly no boat traffic and lots of wildlife. If you are a watersports enthusiast, there are great locations for that in the immediate vicinity. Georgian Bay offers unlimited boating so you can take a day trip over to the town of Midland or, if you're looking for a longer boat ride, you could head up to Henry's or Parry Sound.
Listing Details
- Taxes (2025)
- $2,689
- Listed
- March 14, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Wood
- Roof
- Metal
- Foundation
- Piers
- Interior
- Water Heater Owned, Water Treatment
- Lot Size
- 200 x 284 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 0
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- N/A
- Zoning
- SRI-1 & FH1
- Parcel Number
- 480140614
- Possession
- Flexible
- Occupancy
- Owner
Waterfront
- Water Body
- Georgian Bay
- Shoreline
- Shallow, Soft Bottom, Natural
- Docking
- Private
Schools
Elementary
- Honey Harbour Public School4.4 km
Public · Trillium Lakelands DSB · 60 students
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board.
Community
Postal area P0E
- Population
- 3,606
- Private dwellings
- 3,164
- Median age
- 54.4
- Average household size
- 2.3
- Median household income
- $83,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Georgian Bay · last 12 months
- Median sold price
- $729,000
- Homes sold
- 91
- Median days on market
- 48
- Sale-to-list price
- 92.5%
Based on 91 recorded sales of residential freehold properties in Georgian Bay over the last 12 months.
Rooms
3-piece, 2-piece
Second
- Bathroom7'9" x 2'11"
- Bathroom7'9" x 5'
- Dining Room9'5" x 10'2"
- Kitchen9'10" x 10'2"
- Living Room11'4" x 20'4"
- Primary Bedroom11'4" x 7'10"
Ground
- Bedroom11'3" x 9'10"
- Bedroom11'3" x 7'8"
- Bedroom11'3" x 9'10"
- Mud Room11'3" x 10'5"
- Sitting7'9" x 13'9"
- Utility Room6'11" x 8'3"
Listed by
Royal LePage In Touch Realty
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$120,000
Estimated Monthly Payment
$2,948
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,948/mo (20% down, 5.5%)
Taxes: $224/mo · Insurance: $150/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
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Reita is an automated assistant, not a licensed real estate agent. This listing mentions There is also a deck on the lower level as well as out back, a large "barn" workshop with a loft that can be used for spillover sleeping as well as winter boat storage.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?