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40 Tremaine Terrace

40 Tremaine Terrace

Cobourg, ON

  • 4 bed
  • 4 bath
  • approx. 3500-5000 sqft
  • Detached
$1,350,000Price reduced 7%

Welcome to 40 Tremaine Terrace located in a prominent, exclusive, Cobourg residential neighbourhood on a quiet cul-de-sac bordering Lake Ontario. The fully fenced yard with mature maple trees & perennials provides a private oasis offering peace & tranquility overlooking Cobourg Creek & Lake Ontario. This recently renovated 4 bedroom + den, 3600 sq ft (approx) professional & stylish home offers a sleek, modern kitchen and appliances with centre island, a bright sun filled open living area which walks out to a spacious rear deck, complete with BBQ gas line. Perfect for entertaining! Main floor & second floor sophisticated Primary bedrooms with private ensuites. The bonus room above the garage makes a great gym or quiet private area for reading or reflection. New furnace 2025. The skylights, stained glass windows, fireplace, gas stove, crown mouldings, wood flooring, interlock driveway, second floor laundry, etc, are additional details suggesting a grand, thoughtful floor plan and a stunning home with attention to detail. Great value here!

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Listing Details

Taxes (2026)
$9,245
Originally Listed
$1,450,000
Listed
April 17, 2026

Price History

Listing history

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Property

Style
2-Storey
Age
31-50
Construction
Other
Roof
Shingles
Foundation
Poured Concrete
Interior
Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor, Storage
Lot Size
60.02 x 203.31 Feet

Parking

Garage
Attached
Covered Spaces
2
Total Parking
6

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Tremaine St
Parcel Number
510910118
Possession
Flexible
Occupancy
Owner

Included

Inclusions
All electric light fixtures and window treatments. Fridge in garage. Workbench in garage. Garage door opener. Hot water heater.
Exclusions
Personal belongings.
Rental Items
Nil

Waterfront

Water Body
Cobourg Brook
Shoreline
Natural
Docking
None

Schools

Elementary

  • Burnham Public School1.3 km

    Public · Kawartha Pine Ridge DSB · 275 students

    Grade 3 reading: 87% met the provincial standard · Grade 6 math: 56% met the provincial standard

  • St. Michael Catholic Elementary School1.4 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students

    Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard

  • Notre Dame Catholic Elementary School1.6 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 155 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 65% met the provincial standard

Secondary

  • Cobourg Collegiate Institute2.3 km

    Public · Kawartha Pine Ridge DSB · 1110 students

    Grade 10 literacy: 81% met the provincial standard

  • Centre for Individual Studies Northumberland2.8 km

    Public · Kawartha Pine Ridge DSB · 115 students

  • St. Mary Catholic Secondary School3.2 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students

    Grade 10 literacy: 75% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Property Insights

fenced yardlandscapeddeck patiomove in readywater view

AI-generated from listing photos. Not professional advice.

Community

Postal area K9A

Population
26,757
Private dwellings
11,937
Median age
53.2
Average household size
2.3
Median household income
$82,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Cobourg · last 12 months

Median sold price
$635,000
Homes sold
357
Median days on market
27
Sale-to-list price
97.5%

Based on 357 recorded sales of residential freehold properties in Cobourg over the last 12 months.

Rooms

2-piece on Main, 3-piece on Main, 3-piece on Second, 4-piece on Second

Second

  • Bathroom8'5" x 15'1"
  • Bathroom6' x 8'3"
  • Bedroom 312'7" x 15'6"
  • Bedroom 415'9" x 12'6"
  • Laundry5'1" x 6'
  • Other28' x 10'6"
  • Primary Bedroom15'1" x 19'

Main

  • Bathroom12' x 5'
  • Den15'5" x 11'1"
  • Dining Room11'1" x 15'7"
  • Family Room21' x 19'5"
  • Kitchen23'8" x 11'6"
  • Living Room16'2" x 23'6"
  • Mud Room6' x 5'5"
  • Powder Room4'1" x 5'9"
  • Primary Bedroom15'2" x 15'7"

Listed by

Royal LePage Frank Real Estate

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$270,000

Estimated Monthly Payment

$6,632

Land transfer tax

Estimated land transfer tax$23,475

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $6,632/mo (20% down, 5.5%)

Taxes: $770/mo · Insurance: $338/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

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Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Cobourg Creek. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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