490 Spruce Street
Centre Wellington, ON
- 3 bed
- 1 bath
- approx. 700-1100 sqft
- Modular Home
- 107 days on market
Welcome to 490 Spruce Street in the highly sought-after year-round section of Maple Leaf Acres, one of Ontario's premier four-season recreational communities on beautiful Lake Belwood. This well-maintained 3-bedroom, 1-bathroom home offers affordable year-round living with exceptionally low carrying costs, including lot fees of just $371.21/month (2026) and property taxes of only $381.47 for the entire year (2025). The open-concept living, dining and kitchen area creates a bright, connected space that's ideal for entertaining or keeping an eye on children and grandchildren. The unique layout includes a side entrance leading directly to the den/flex space, making it ideal for a home office, hobby room, guest area, or multi-generational living arrangement. Designed for easy ownership, the home features durable metal siding and a lifetime metal roof, propane furnace, on-demand hot water system, reverse osmosis water filtration system, concrete driveway, and additional outdoor storage beneath the home as well as a large garden shed. The property is currently vacant, allowing for immediate possession and flexible showings. Life at Maple Leaf Acres feels like a permanent vacation. Residents enjoy access to an indoor saltwater pool and hot tub, outdoor swimming pool, recreation hall, seasonal restaurant, dog park, playgrounds, sports fields, walking trails, and community activities. Outdoor enthusiasts will appreciate direct access to Lake Belwood, including a private boat launch for fishing, boating, and endless summer enjoyment. Located just 10 km east of Fergus, the community offers convenient access to Guelph, Kitchener-Waterloo, Hamilton and the GTA while maintaining a peaceful resort-style atmosphere. With low monthly fees and remarkably low annual taxes, this move-in-ready home offers an affordable opportunity to enjoy year-round living in one of Ontario's most desirable recreational communities. **Please note, some photos have been virtually staged**
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $381
- Originally Listed
- $424,900
- Listed
- June 2, 2026
Price History
Property
- Style
- Bungalow
- Age
- 16-30
- Construction
- Metal/Steel Siding
- Roof
- Metal
- Foundation
- Post & Pad
- Interior
- On Demand Water Heater, Primary Bedroom - Main Floor, Water Heater Owned, Water Treatment
- Lot Size
- 45 x 75 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Water
- Comm Well
- Sewer
- Sewer
- Heat Source
- Propane
Location & Legal
- Cross Street
- Havsumfun Rd. and 5th Line
- Parcel Number
- 714940293
- Possession
- Immediate
- Occupancy
- Vacant
Included
- Inclusions
- fridge | propane stove | OTR microwave | all light fixtures | existing window coverings
- Exclusions
- personal items / staging items only
- Rental Items
- Propane Tanks rented from Superior Propane
Community
Postal area N1M
- Population
- 18,498
- Private dwellings
- 7,546
- Median age
- 42.4
- Average household size
- 2.5
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Centre Wellington · last 12 months
- Median sold price
- $769,000
- Homes sold
- 476
- Median days on market
- 31
- Sale-to-list price
- 97.4%
Based on 476 recorded sales of residential freehold properties in Centre Wellington over the last 12 months.
Rooms
4-piece
Other
- Bathroom7'4" x 6'6"
- Bedroom 27'8" x 10'
- Bedroom 36'3" x 10'
- Den9'11" x 9'10"
- Dining Room9'4" x 11'7"
- Foyer10'6" x 10'1"
- Kitchen8'4" x 11'6"
- Living Room7'10" x 11'7"
- Primary Bedroom9'10" x 11'
Listed by
REAL BROKER ONTARIO LTD.
Walk Score
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Location
Street View
Mortgage Calculator
$79,980
Estimated Monthly Payment
$1,965
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,965/mo (20% down, 5.5%)
Taxes: $32/mo · Insurance: $100/mo
Estimates only. Consult a financial advisor.
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