281 Stewart Lake Road
Georgian Bay, ON
- 5 bed
- 1 bath
- approx. 1500-2000 sqft
- Detached
Nestled on the tranquil shores of Stewart Lake, this charming four-bedroom cottage/home offers a seamless blend of natural beauty and refined Muskoka living. Thoughtfully designed, the bright open-concept interior is filled with natural light from expansive windows, creating a warm and inviting atmosphere throughout. The kitchen and dining area feature a stunning vaulted ceiling, a spacious centre island, and a walkout to expansive decks overlooking the lake, perfect for entertaining or relaxing in a peaceful setting. The living room showcases serene water views and a propane fireplace, while the Muskoka room provides an ideal space for reading, games, or unwinding after a day on the lake. Each bedroom is designed with comfort in mind, offering a restful retreat for family and guests alike. Outdoors, enjoy a private waterfront with a sandy, walk-in shoreline and a newly built, expansive dock, perfect for swimming, lounging, and enjoying all that lake life has to offer. The flat, usable lot enhances the overall experience and includes a private hot tub and cedar barrel sauna, creating a true lakeside escape. Additional features include a detached garage for convenient storage, along with a charming bunkie and shed, offering flexibility for guests or additional space. Adding to the property's long-term value, a new 5-bedroom septic system has just been installed, providing increased capacity and future flexibility. The property also offers excellent rental potential, with a pro-forma statement available outlining forecasted income, making this a compelling opportunity for both personal use and investment. Ideally located just minutes from the charming town of Mactier, this exceptional Stewart Lake offering presents a rare opportunity to own a refined Muskoka property with both lifestyle appeal and income upside.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $3,769
- Listed
- June 3, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Construction
- Vinyl Siding
- Roof
- Shingles
- Foundation
- Brick
- Interior
- Generator - Full
- Lot Size
- 145 x 240 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 1.5
- Total Parking
- 5.5
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- High Street & Stewart Lake Rd
- Parcel Number
- 480060468
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fully furnished and turn-key, including hot tub, cedar barrel sauna, outdoor patio furniture, and Generac generator, Muskoka chairs, water toys, kayak, canoe, paddle board, fridge and stove, dishwasher, wine fridge, washer and dryer, heat pump, all light fixtures, all window coverings. *Brand new 5 bedroom septic system with upgraded retaining wall scheduled.
Waterfront
- Water Body
- Stewart Lake
- Shoreline
- Clean, Sandy
- Docking
- Private
Schools
Elementary
- Mactier Public School2.1 km
Public · Near North DSB · 95 students
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board.
Community
Postal area P0C
- Population
- 4,824
- Private dwellings
- 6,930
- Median age
- 56.8
- Average household size
- 2.1
- Median household income
- $78,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Georgian Bay · last 12 months
- Median sold price
- $727,000
- Homes sold
- 92
- Median days on market
- 48
- Sale-to-list price
- 92.5%
Based on 92 recorded sales of residential freehold properties in Georgian Bay over the last 12 months.
Rooms
3-piece on Main
Main
- Bedroom9'5" x 7'5"
- Bedroom12'2" x 9'5"
- Bedroom15'11" x 6'11"
- Foyer17'6" x 6'11"
- Kitchen12'6" x 11'10"
- Living Room18'8" x 11'
- Primary Bedroom15'2" x 11'11"
- Sunroom20'5" x 11'2"
Other
- Dining Room17'6" x 6'11"
Listed by
CV Real Estate
Walk Score
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Location
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Mortgage Calculator
$199,800
Estimated Monthly Payment
$4,908
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,908/mo (20% down, 5.5%)
Taxes: $314/mo · Insurance: $250/mo
Estimates only. Consult a financial advisor.
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