3228 Twelve Mile Bay Road
Georgian Bay, ON
- 3 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
- 85 days on market
WATER'S EDGE RETREAT in MUSKOKA on Georgian Bay! Experience waterfront living at its finest in this beautifully renovated cottage on the sheltered shores of Twelve Mile Bay. Offering breathtaking views, sunsets, and endless days on the water, this retreat blends comfort, recreation, and convenience.The cottage features 3 bedrooms, 1 bathroom, and a new bunkie for family and guests, combined sleeping spaces can accommodate 10. Designed to maximize its waterfront setting, the bright open-concept interior is filled with natural light and water views. Sliding glass doors open to a spacious deck, ideal for morning coffee, dining, or relaxing while enjoying the scenery.Enjoy clean, protected waters ideal for swimming, water activities and boating. A new 10' x 40' floating dock offers ample space for lounging, docking watercraft, and enjoying cottage life. Explore nearby islands or relax by the shore in this classic Georgian Bay setting.Recent upgrades include a *new bunkie, *new dock, *new septic system, *new roof, and access via a newly paved municipal road. A private driveway ensures easy access, while the generous land area south of the cottage offers future expansion potential. Explore Georgian Bay and the world's largest freshwater archipelago, this property offers excellent boating, fishing, and recreation in a protected, peaceful setting close to major natural attractions.Whether as a family cottage, or waterfront investment, Water's Edge Retreat offers lasting memories for years to come.****Features: Drive to Georgian Bay, 3 bedrooms, 1 bathroom, large bunkie, renovated interior, protected waterfront on Twelve Mile Bay, new 10' x 40' floating dock, clean swimming water, spacious deck, new septic, new roof, paved municipal road access, private driveway, expansion potential, and quick access to open Georgian Bay.
Listing Details
- Taxes (2025)
- $2,524
- Listed
- June 13, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Construction
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Piers
- Interior
- Carpet Free, Separate Hydro Meter, Water Heater Owned, Water Treatment
- Lot Size
- 111 x 211.39 Feet
Parking
- Garage
- None
- Covered Spaces
- 8
- Total Parking
- 8
Utilities
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- Hwy 400
- Zoning
- SR-1
- Parcel Number
- 480030085
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- All
- Exclusions
- All staging materials and personal effects
- Rental Items
- None
Waterfront
- Water Body
- Georgian Bay
- Shoreline
- Clean, Deep
- Docking
- Private
Community
Postal area P0C
- Population
- 4,824
- Private dwellings
- 6,930
- Median age
- 56.8
- Average household size
- 2.1
- Median household income
- $78,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Georgian Bay · last 12 months
- Median sold price
- $730,000
- Homes sold
- 99
- Median days on market
- 47
- Sale-to-list price
- 92.8%
Based on 99 recorded sales of residential freehold properties in Georgian Bay over the last 12 months.
Rooms
3-piece
Main
- Bathroom7' x 6'
- Bedroom9' x 10'
- Bedroom 28' x 10'
- Bedroom 38' x 8'
- Great Room20' x 22'
- Kitchen8' x 7'
Listed by
Chestnut Park Realty (Southwestern Ontario) Ltd
Walk Score
Walk
Bike
Scores by Walk Score®
Location
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Mortgage Calculator
$199,800
Estimated Monthly Payment
$4,908
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,908/mo (20% down, 5.5%)
Taxes: $210/mo · Insurance: $250/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
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Reita is an automated assistant, not a licensed real estate agent. This listing mentions Offering breathtaking views, sunsets, and endless days on the water, this retreat blends comfort, recreation, and convenience.The cottage features 3 bedrooms, 1 bathroom, and a new bunkie for family and guests, combined sleeping spaces can accommodate 10.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?