433 WHITES FALLS Road
Georgian Bay, ON
- 3 bed
- 2 bath
- approx. 700-1100 sqft
- Detached
Escape to the tranquility of cottage country with this 4-season waterfront retreat on Six Mile Lake, ideally located in the Muskoka-Georgian Bay corridor and only about 1.5 hrs from the GTA via Hwy 400. Set in a quiet, sheltered bay with calm waters, year-round road access, and frequent wildlife sightings such as swans, this property offers the perfect blend of privacy, comfort, and recreation. This inviting cottage offers approx. 1,680 sq. ft. of finished living space over two levels. The main floor features a bright, lake-facing living room with stunning views, a well-appointed kitchen, dining area, a generous bedroom, and a full bathroom. A spacious screened-in porch extends the living space outdoors-ideal for family meals and relaxing summer evenings. The fully finished lower level includes two additional bedrooms, a full bathroom, and a large rec room with a wood fireplace creating a cozy space for cooler evenings. Walk-out patio doors lead to a lakeside patio for seamless indoor-outdoor living. Outdoor features are exceptional, including a newly built deck (2025) with frameless glass railing (2025), a private dock for swimming and boating, and a screened gazebo at the water's edge. Additional structures include two newly built storage sheds and a separate bunkie (10'6" x 11') with sauna perfect for guests or extra sleeping space. Serviced by a drilled well, septic system (recently serviced), and propane forced-air furnace. Recent upgrades include air conditioning (2024) and windows (2016), offering comfort and peace of mind. Enjoy endless recreation-swimming, kayaking, fishing, snowmobiling and motor boating right from your shoreline. Convenient access to Georgian Bay boating routes and nearby marinas in the Port Severn and Honey Harbour area provides fuel, supplies, and entry to the renowned 30,000 Islands. A rare opportunity to own a true four-season Muskoka retreat in a peaceful waterfront setting. Move-in ready and ideal for year-round enjoyment.
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Listing Details
- Taxes (2025)
- $2,965
- Originally Listed
- $1,049,900
- Listed
- July 21, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Age
- 31-50
- Construction
- Wood, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Block
- Interior
- Upgraded Insulation, Primary Bedroom - Main Floor, Propane Tank, Sauna, Storage, Water Heater Owned
- Lot Size
- 55 x 377 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 20
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Hwy 400 North, off on White Falls Rd exit, (stay right on #34 - White Falls) to #433 ~ Left on Mud Lake Road to cottage.
- Zoning
- Shoreline Res
- Parcel Number
- 480200133
- Possession
- Immediate
- Occupancy
- Owner
Included
- Inclusions
- All existing furniture, fridge, stove, range hood, microwave, washer, dryer, all existing light fixtures and window coverings.
- Exclusions
- Personal belongings & pictures and decorations on the walls
Waterfront
- Water Body
- Six Mile Lake
- Shoreline
- Clean
- Docking
- Private
Community
Postal area L0K
- Population
- 38,386
- Private dwellings
- 22,207
- Median age
- 50.8
- Average household size
- 2.4
- Median household income
- $88,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Georgian Bay · last 12 months
- Median sold price
- $727,000
- Homes sold
- 92
- Median days on market
- 48
- Sale-to-list price
- 92.5%
Based on 92 recorded sales of residential freehold properties in Georgian Bay over the last 12 months.
Rooms
3-piece on Main, 3-piece on Lower
Main
- Bathroom
- Bedroom10' x 16'2"
- Dining Room8'9" x 10'
- Living Room11' x 13'6"
- Recreation20'6" x 11'2"
Lower
- Bathroom
- Bedroom 210'6" x 9'4"
- Bedroom 311'10" x 10'9"
- Recreation12'2" x 10'5"
- Utility Room8'9" x 7'10"
Listed by
HOMELIFE LANDMARK REALTY INC.
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Location
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Mortgage Calculator
$189,980
Estimated Monthly Payment
$4,667
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $4,667/mo (20% down, 5.5%)
Taxes: $247/mo · Insurance: $237/mo
Estimates only. Consult a financial advisor.
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