1214 Hubbard & Montgomery Lane
Highlands East, ON
- 3 bed
- 2 bath
- approx. 700-1100 sqft
- Rural Residential
- 15 days on market
Welcome to Minnicock Lake and this lovely 4-season home or cottage offering 177 feet of natural shoreline and 0.74 acres. Exceptional privacy. This is a very quiet low-cottage density lake with only 67 lots in addition to two plots of Crown Land fronting the lake, along with two islands. There is a very active cottage association. Extensive renovations in the last 10 years include; all new appliances, new bathrooms, a metal roof, propane stoves, UV system, heated lake water line, and a new septic system in 2018. New propane F/A furnace 2025. Featuring 3 bedrooms and 1300 square feet of living space over 2 floors this turn-key property comes fully furnished and ready to enjoy. The low-motor restrictions and natural shorelines make it an ideal habitat for nesting loons, smallmouth and largemouth bass, and various wildlife like moose, deer, and otters. Popular for non-motorized activities such as kayaking, canoeing, paddleboarding, and swimming. To preserve peace and water quality, gas-powered watercraft motors are strictly limited to a maximum of 6 horsepower. With a maximum depth of about 62 feet Minnicock is a natural headwater lake that sits at the very top of the Gooderham Creek and Irondale River watersheds and it is naturally fed by fresh water springs, beaver ponds, and surrounding wetlands, rather than a regulated water flow from an upstream or downstream dam. Located 15 minutes east of Haliburton and 2.5 hours north of the GTA this property is easily accessible all year round. Pre-list inspections of the cottage and septic are available. Listings on this lake are rare to find. Book a showing today. If traditional bank solutions have not met your needs, I can introduce you to a skilled Level 2 Mortgage Agent with access to a broad range of competitive financing options. Be sure to click on the video.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $2,896
- Listed
- September 4, 2026
Price History
Property
- Style
- Bungalow-Raised
- Age
- 31-50
- Construction
- Wood
- Roof
- Metal
- Foundation
- Concrete, Block
- Interior
- Primary Bedroom - Main Floor, Sewage Pump, Water Heater Owned
- Lot Size
- 177 x 229 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 6
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- MINNICOCK
- Zoning
- SR
- Parcel Number
- 392730169
- Possession
- 30-59 days
- Occupancy
- Vacant
Included
- Inclusions
- All contents as viewed inside and out in as-is, where-is condition.
- Exclusions
- Some tools
- Rental Items
- Propane tanks x 2, Starlink $170/month
Waterfront
- Water Body
- Minnicock Lake
- Shoreline
- Natural, Soft Bottom
- Docking
- Private
Community
Postal area K0M
- Population
- 53,815
- Private dwellings
- 37,422
- Median age
- 56.8
- Average household size
- 2.2
- Median household income
- $80,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Highlands East · last 12 months
- Median sold price
- $390,000
- Homes sold
- 133
- Median days on market
- 28
- Sale-to-list price
- 96.0%
Based on 133 recorded sales of residential freehold properties in Highlands East over the last 12 months.
Rooms
3-piece on Main, 3-piece on Basement
Main
- Bathroom8' x 7'
- Bedroom10' x 11'9"
- Bedroom 210' x 8'6"
- Kitchen12'7" x 13'7"
- Living Room20'10" x 12'4"
Basement
- Bathroom5' x 8'11"
- Bedroom 39'7" x 10'9"
- Family Room31'4" x 12'2"
- Utility Room9'7" x 10'2"
Listed by
Royal LePage Lakes of Haliburton
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$157,800
Estimated Monthly Payment
$3,876
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,876/mo (20% down, 5.5%)
Taxes: $241/mo · Insurance: $197/mo
Estimates only. Consult a financial advisor.
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