96 James Street
Cobourg, ON
- 5 bed
- 3 bath
- approx. 2000-2500 sqft
- Detached
- 12 days on market
Nestled in the heart of Cobourg's coveted Heritage District, this stunning brick Craftsman Four Square home is a timeless blend of historic charm and thoughtful modern updates. Rich in character and beautifully maintained, the home showcases gleaming hardwood floors, exquisite original wood trim, leaded glass details, and all the treasured architectural features that have been lovingly preserved throughout the years.At the heart of the home is a spectacular custom Kingsmill kitchen, thoughtfully designed with premium Fisher & Paykel appliances, refined finishes, and exceptional functionality for everyday living and entertaining alike. The spacious main floor also offers a welcoming family room and convenient 2-piece powder room.Upstairs, the home features four generous bedrooms filled with warmth, natural light, and enduring character. An additional unfinished attic space complete with its own designated staircase from the second floor, presents incredible potential for future living space, a studio, or artist studio or retreat.The bright and inviting one-bedroom basement apartment with separate entrance offers excellent in-law or income potential.Perfectly situated within walking distance to Cobourg's vibrant downtown core, boutique shopping, restaurants, and cafés, this exceptional property is also just minutes from the white sands of Victoria Beach and Cobourg's world-class marina - the ultimate summer destination. Conveniently located only 15 minutes to Trinity College School, this is a rare opportunity to own a truly distinguished character home in one of Cobourg's most desirable neighbourhoods.
Listing Details
- Taxes (2025)
- $5,523
- Listed
- September 8, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Construction
- Brick
- Roof
- Shingles
- Foundation
- Brick, Stone
- Interior
- Accessory Apartment
- Lot Size
- 58 x 96 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 1
- Total Parking
- 5
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- James St W and Bond
- Parcel Number
- 510940273
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Inclusions:Main Floor: B/I Fridge, stove, microwave, range hood, dishwasher, gas fireplace, all light fixtures, dining room Bay window curtain rod.Lower level: Fridge, stove, dryer/range hood/microwave.2nd floor, ceiling fans, California shutters. New roof 2024.
- Exclusions
- Barn quilt on garage, curtains and curtain rods, main bathroom mirror, blink doorbell, coat rack hook in sunroom, electric fireplace in family room, art installation on front porch, plant shelf in family room.
- Rental Items
- None
Schools
Elementary
- St. Michael Catholic Elementary School0.3 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students
Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard
- C R Gummow Public School1.4 km
Public · Kawartha Pine Ridge DSB · 795 students
Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard
- Burnham Public School1.5 km
Public · Kawartha Pine Ridge DSB · 275 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 56% met the provincial standard
Secondary
- Cobourg Collegiate Institute1.5 km
Public · Kawartha Pine Ridge DSB · 1110 students
Grade 10 literacy: 81% met the provincial standard
- Centre for Individual Studies Northumberland1.8 km
Public · Kawartha Pine Ridge DSB · 115 students
- St. Mary Catholic Secondary School2.4 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students
Grade 10 literacy: 75% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9A
- Population
- 26,757
- Private dwellings
- 11,937
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Cobourg · last 12 months
- Median sold price
- $637,500
- Homes sold
- 355
- Median days on market
- 27
- Sale-to-list price
- 97.5%
Based on 355 recorded sales of residential freehold properties in Cobourg over the last 12 months.
Rooms
4-piece on Second, 4-piece on Lower, 2-piece on Main
Third
- Other30'5" x 22'9"
Second
- Bathroom
- Bedroom 213'3" x 13'
- Bedroom 312'11" x 11'5"
- Bedroom 411'11" x 11'2"
- Primary Bedroom14'7" x 9'10"
Main
- Bathroom
- Dining Room14'6" x 11'7"
- Family Room16'4" x 13'9"
- Foyer12' x 10'6"
- Kitchen14'6" x 11'7"
- Living Room14'5" x 14'10"
- Mud Room12'5" x 6'1"
Lower
- Bedroom13'1" x 11'3"
- Dining Room9'10" x 5'9"
- Kitchen10'8" x 8'4"
- Living Room23'11" x 14'11"
- Utility Room17'3" x 8'2"
Listed by
REAL ESTATE HOMEWARD
Walk Score
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Location
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Mortgage Calculator
$189,800
Estimated Monthly Payment
$4,662
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $4,662/mo (20% down, 5.5%)
Taxes: $460/mo · Insurance: $237/mo
Estimates only. Consult a financial advisor.
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