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303 - 1055 Birchwood Trail

303 - 1055 Birchwood Trail

Cobourg, ON

  • 2 bed
  • 1 bath
  • approx. 900-999 sqft
  • Condo Townhouse
$499,500

Welcome to this immaculate, 960 sq ft 2-bedroom bungalow condo nestled in the highly sought-after Birchwood Trails community. Offering a perfect blend of modern upgrades and low-maintenance living, this turn-key home has been recently painted throughout and is completely move-in ready. Light-Filled Living & Modern Design. Step inside to an impressive main living area featuring dramatic cathedral ceilings and large, beautiful arched windows that flood the entire space with glorious natural light. The open layout transitions seamlessly into a spacious dining area and a contemporary kitchen, complete with modern 2023 stainless steel appliances and an extended breakfast bar with comfortable room for 4 stools-perfect for casual dining or entertaining. Comfortable Layout & Premium Upgrades. Spa-Like Bath, enjoy a gorgeous, fully renovated 3-piece bathroom featuring sleek glass shower doors and modern finishes. Mechanical Peace of Mind, equipped with a brand new 2026 heat pump for efficient cooling and heating, featuring a secondary wall unit dedicated to the primary bedroom. A brand new owned hot water tank (2026) is also included. In-Suite Laundry, convenient laundry closet comes complete with a stackable washer and dryer. Private Patio & Prime Amenities right outside your front door, step onto your own private sitting area patio, beautifully redesigned in 2025 and surrounded by lush, vibrant gardens. The unit includes 1 exclusive parking spot alongside ample visitor parking for your guests. Combining an efficient bungalow layout with top-tier 2026 mechanical upgrades, this Birchwood Trails gem offers exceptional value and comfort.

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Listing Details

Taxes (2026)
$3,559
Listed
September 11, 2026

Price History

Property

Style
Bungalow
Age
16-30
Construction
Vinyl Siding
Interior
Water Heater Owned

Parking

Garage
None
Covered Spaces
0
Total Parking
1

Utilities

Heat Source
Electric

Location & Legal

Cross Street
Densmore Rd and Birchwood Trail
Parcel Number
518410024
Possession
Other
Occupancy
Owner

Condo

Maintenance Fee
$449/month
Fee Includes
Common Elements Included, Building Insurance Included, Parking Included
Pets
Yes-with Restrictions
Locker
None
Balcony
None

Included

Inclusions
All existing light fixtures, all existing window coverings, owned hot water tank, stainless steel fridge, stove, range hood, stackable washer and dryer unit. Heat pump for heating and cooling, extra wall unit in primary bedroom.
Exclusions
Personal belongings
Rental Items
N/A

Schools

Secondary

  • St. Mary Catholic Secondary School0.2 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students

    Grade 10 literacy: 75% met the provincial standard

  • Centre for Individual Studies Northumberland0.9 km

    Public · Kawartha Pine Ridge DSB · 115 students

  • Cobourg Collegiate Institute2.6 km

    Public · Kawartha Pine Ridge DSB · 1110 students

    Grade 10 literacy: 81% met the provincial standard

Elementary

  • St. Joseph Catholic Elementary School0.6 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 200 students

    Grade 3 reading: 65% met the provincial standard · Grade 6 math: 27% met the provincial standard

  • Terry Fox Public School1.9 km

    Public · Kawartha Pine Ridge DSB · 390 students

    Grade 3 reading: 75% met the provincial standard · Grade 6 math: 43% met the provincial standard

  • St. Michael Catholic Elementary School2 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students

    Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K9A

Population
26,757
Private dwellings
11,937
Median age
53.2
Average household size
2.3
Median household income
$82,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Condo & Other in Cobourg · last 12 months

Median sold price
$635,000
Homes sold
357
Median days on market
27
Sale-to-list price
97.5%

Based on 357 recorded sales of residential condo & other properties in Cobourg over the last 12 months.

Rooms

3-piece on Ground

Ground

  • Bedroom 212'11" x 7'1"
  • Dining Room15'9" x 9'6"
  • Kitchen15'9" x 9'6"
  • Living Room21'7" x 15'4"
  • Primary Bedroom12'7" x 11'6"

Listed by

Ball Real Estate Inc.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$99,900

Estimated Monthly Payment

$2,454

Land transfer tax

Estimated land transfer tax$6,465

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,454/mo (20% down, 5.5%)

Taxes: $297/mo · Insurance: $125/mo

Maint: $449/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Mechanical Peace of Mind, equipped with a brand new 2026 heat pump for efficient cooling and heating, featuring a secondary wall unit dedicated to the primary bedroom.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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