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1984 Bay Road

1984 Bay Road

Champlain, ON

  • 3 bed
  • 3 bath
  • approx. 1500-2000 sqft
  • Detached
  • 6 days on market
$1,125,000

Welcome to your private WATERFRONT retreat. Built in 2020, this stunning riverfront home blends contemporary architecture with everyday comfort, offering unobstructed, ever-changing views of the Ottawa River and the Laurentian Mountains from nearly every room. Step inside to a bright, open-concept main floor designed for effortless living and entertaining - soaring sightlines, clean modern finishes, and walls of glass that frame the water like a living painting. The large covered deck extends your living space outdoors, perfect for morning coffee or evening sunsets. Downstairs, the fully finished walkout basement offers two additional bedrooms, each with patio doors opening directly onto the ground-floor terrace - ideal for guests, extended family, all just steps from the water's edge.Families will love the built-in playground right in the backyard, boating, fishing, sailing, kayak, ice fish, skate, snowshoe, snowmobile; while insode comfort is taken care of year-round with natural gas forced-air heating and central air conditioning.This property offers two separate garages - one attached off the driveway, and a second attached garage in the backyard, ready to store your toys or be transformed into a studio, home gym, or the ultimate man cave / lady cave.This is more than a house - it's a lifestyle. Waterfront. Modern. Move-in ready. Homes like this on the Ottawa River don't come up often - book your private showing today.

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Listing Details

Taxes (2026)
$6,919
Listed
September 14, 2026

Price History

Property

Style
Bungalow
Construction
Stone, Hardboard
Roof
Membrane
Foundation
Poured Concrete
Interior
Air Exchanger, Auto Garage Door Remote, Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned, Water Treatment
Lot Size
75.41 x 417.07 Feet

Parking

Garage
Attached
Covered Spaces
2
Total Parking
8

Utilities

Sewer
Septic
Heat Source
Gas

Location & Legal

Cross Street
JOHN
Zoning
RWF
Parcel Number
541410304
Possession
Flexible
Occupancy
Owner

Included

Inclusions
DISHWASHER, POOL AND ACCESSORIES, GARAGE DOOR REMOTE
Rental Items
NONE

Waterfront

Water Body
Ottawa River
Shoreline
Natural
Docking
None

Schools

Elementary

  • École élémentaire catholique Saint-Jean-Baptiste4.2 km

    French Catholic · CSDC de l'Est ontarien · 215 students

    Grade 3 reading: 88% met the provincial standard · Grade 6 math: 85% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K0B

Population
21,020
Private dwellings
9,489
Median age
50.4
Average household size
2.3
Median household income
$79,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Champlain · last 12 months

Median sold price
$517,500
Homes sold
116
Median days on market
39
Sale-to-list price
96.3%

Based on 116 recorded sales of residential freehold properties in Champlain over the last 12 months.

Rooms

5-piece on Main, 2-piece on Main, 3-piece on Lower

Main

  • Bathroom13'7" x 6'1"
  • Dining Room23'6" x 9'1"
  • Kitchen9'1" x 10'
  • Living Room32'1" x 18'1"
  • Other22'4" x 18'1"
  • Powder Room12' x 5'10"
  • Primary Bedroom19'10" x 13'1"

Ground

  • Bathroom33'2" x 7'4"
  • Bedroom 210'1" x 14'1"
  • Bedroom 310'1" x 14'1"
  • Other20'11" x 23'
  • Recreation15'6" x 22'1"
  • Utility Room10'1" x 15'11"

Listed by

ROYAL LEPAGE PERFORMANCE REALTY

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$225,000

Estimated Monthly Payment

$5,527

Land transfer tax

Estimated land transfer tax$18,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $5,527/mo (20% down, 5.5%)

Taxes: $577/mo · Insurance: $281/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Ottawa River. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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