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23 Thomas Street

23 Thomas Street

Cobourg, ON

  • 4 bed
  • 2 bath
  • approx. 1100-1500 sqft
  • Detached
$729,000

Welcome to 23 Thomas, a beautifully maintained and updated 4-bedroom, 2-bathroom side-split offering over 1,400 sqft of bright, functional living space in one of Cobourg's most convenient and desirable neighbourhoods. The main floor has been opened up to allow for maximum natural light exposure and features an updated eat-in kitchen perfect for everyday dining or entertaining. The main-level family room offers a cozy fireplace with bedrooms in between. Professional updates performed throughout; furnace (2022), laminate floors (2023), duct cleaning (2024), bathrooms with heated floor (2024), and open concept living/dining (2024). Off the kitchen is a walk-out to the private fenced in backyard, also with direct garage access.The private backyard offers plenty of space for entertaining, gardening, or relaxing outdoors,making it a true extension of the living space. Perfectly located, this home is just minutes from schools, shopping, parks, and walking distance to downtown Cobourg, with easy access to the 401 and LAKE ONTARIO for commuting or weekend escapes.

Listing Details

Taxes (2026)
$4,605
Listed
September 17, 2026

Price History

Listing history

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Property

Style
Sidesplit 4
Construction
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation
Concrete
Interior
None
Lot Size
60 x 128.1 Feet

Parking

Garage
Attached
Covered Spaces
1
Total Parking
3

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Brook Rd N/King St E
Parcel Number
0
Possession
60-89 days
Occupancy
Owner

Included

Inclusions
Stainless Steel Appliances: Fridge, Stove, Dishwasher, and RangehoodAll elfs, blinds and curtains

Schools

Elementary

  • C R Gummow Public School0.2 km

    Public · Kawartha Pine Ridge DSB · 795 students

    Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard

  • Merwin Greer Public School0.8 km

    Public · Kawartha Pine Ridge DSB · 130 students

    Grade 3 reading: 81% met the provincial standard · Grade 6 math: 35% met the provincial standard

  • St. Michael Catholic Elementary School1.3 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students

    Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard

Secondary

  • Cobourg Collegiate Institute0.5 km

    Public · Kawartha Pine Ridge DSB · 1110 students

    Grade 10 literacy: 81% met the provincial standard

  • Centre for Individual Studies Northumberland1.4 km

    Public · Kawartha Pine Ridge DSB · 115 students

  • St. Mary Catholic Secondary School2.3 km

    Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students

    Grade 10 literacy: 75% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area K9A

Population
26,757
Private dwellings
11,937
Median age
53.2
Average household size
2.3
Median household income
$82,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Cobourg · last 12 months

Median sold price
$635,000
Homes sold
353
Median days on market
27
Sale-to-list price
97.5%

Based on 353 recorded sales of residential freehold properties in Cobourg over the last 12 months.

Rooms

4-piece, 4-piece

Second

  • Bedroom11'10" x 10'6"
  • Bedroom10'2" x 9'6"

Main

  • Dining Room10'6" x 9'6"
  • Kitchen15'9" x 9'6"
  • Living Room20'4" x 11'2"

In Between

  • Bedroom8'10" x 8'10"
  • Bedroom11'2" x 9'6"

Basement

  • Recreation25'11" x 11'2"

Listed by

RE/MAX EXPERTS

Walk Score

17

Walk

61

Bike

Scores by Walk Score®

Mortgage Calculator

$145,800

Estimated Monthly Payment

$3,581

Land transfer tax

Estimated land transfer tax$11,055

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,581/mo (20% down, 5.5%)

Taxes: $384/mo · Insurance: $182/mo

Estimates only. Consult a financial advisor.

R

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