138 Bagot Street
Cobourg, ON
- 4 bed
- 4 bath
- approx. 3500-5000 sqft
- Detached
Centrally located in Cobourg's Heritage District, 138 Bagot Street, the William McDougall House, circa 1875, is a distinguished example of Victorian architecture and the craftsmanship of its era. Sweeping gables, Gothic windows, intricate finials and an inviting front porch framed by ornate Victorian fretwork and gingerbread detailing create an exceptional architectural presence. Inside, the classic centre-hall plan begins with a generous foyer flanked by beautifully proportioned principal rooms. The grand front living room features pristine hardwood floors preserved beneath loose-lay broadloom, an original fireplace and south-facing bay window. A formal parlour with hardwood floors and second fireplace leads to a separate dining room with a third fireplace, ideal for entertaining. The updated kitchen features a generous island, granite countertops and breakfast area with walkout to the covered rear porch. Beyond lies a private, fully fenced yard surrounded by mature trees and perennial gardens, with cabana/potting shed and in-ground pool creating an exceptional backyard retreat. The original staircase leads to three spacious bedrooms, two further fireplaces and a full bath with traditional soaker tub. An office, flex space or fourth bedroom adds versatility, while the former help's quarters, complete with second staircase, includes a three-piece bath, fifth bedroom and sunroom - ideal for guests, extended family or live-in assistance. A two-car garage and ample parking add practicality. High-efficiency systems include a natural gas-fired boiler and fully ducted attic-installed air conditioning. Throughout, the home retains an impressive collection of original details, including deep baseboards, original trim and crown moulding, intricate plasterwork and more. A rare balance of Victorian architecture, preserved character and contemporary comfort, just steps from the beach and boardwalk and minutes from downtown Cobourg's shops, restaurants and amenities.
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Listing Details
- Taxes (2025)
- $8,913
- Listed
- September 21, 2026
Price History
Listing history
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Property
- Style
- 2-Storey
- Age
- 100+
- Construction
- Brick, Other
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Built-In Oven, Central Vacuum, In-Law Capability, On Demand Water Heater
- Lot Size
- 128.34 x 139.79 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 2
- Total Parking
- 6
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Bagot St/King St W
- Parcel Number
- 510920081
- Possession
- Flexible
- Occupancy
- Owner
Schools
Elementary
- St. Michael Catholic Elementary School0.9 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 160 students
Grade 3 reading: 89% met the provincial standard · Grade 6 math: 44% met the provincial standard
- Burnham Public School1.5 km
Public · Kawartha Pine Ridge DSB · 275 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 56% met the provincial standard
- C R Gummow Public School1.8 km
Public · Kawartha Pine Ridge DSB · 795 students
Grade 3 reading: 83% met the provincial standard · Grade 6 math: 53% met the provincial standard
Secondary
- Cobourg Collegiate Institute1.8 km
Public · Kawartha Pine Ridge DSB · 1110 students
Grade 10 literacy: 81% met the provincial standard
- Centre for Individual Studies Northumberland2.4 km
Public · Kawartha Pine Ridge DSB · 115 students
- St. Mary Catholic Secondary School2.9 km
Catholic · Peterborough Victoria Northum Clarington CDSB · 835 students
Grade 10 literacy: 75% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area K9A
- Population
- 26,757
- Private dwellings
- 11,937
- Median age
- 53.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Cobourg · last 12 months
- Median sold price
- $630,000
- Homes sold
- 357
- Median days on market
- 27
- Sale-to-list price
- 97.5%
Based on 357 recorded sales of residential freehold properties in Cobourg over the last 12 months.
Listed by
Homesmiths Real Estate Ltd.
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Location
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Mortgage Calculator
$319,980
Estimated Monthly Payment
$7,860
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $7,860/mo (20% down, 5.5%)
Taxes: $743/mo · Insurance: $400/mo
Estimates only. Consult a financial advisor.
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