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Cambridge, Ontario Real Estate Market Report

Waterloo Region, Ontario, Canada · Market data as of

Seller's Market
SellerBalancedBuyer
3.6 mo
Seller's Market

Cambridge is currently a seller’s market with 3.6 months of inventory and a median sale price of $680K. Low inventory means sellers have more leverage, and well-priced homes are selling quickly.

Most market reports are old by the time you read them. Boards publish monthly, usually two weeks after the month closes. Every figure on this page is calculated daily from live MLS data, so you're seeing today's market, not last month's summary.

Based on 1,247 sales and 467active listings · Data refreshes every morning

Record Low: Avg DOM at 20 days for 2 consecutive months

Market Analysis

Median Price: $680KSold (12 mo): 1,247MOI: 3.6

The Cambridge, Ontario real estate market is currently balanced, with 1,000 properties sold over the past 12 months, a median sold price of $580,000, an average of 33 days on market, and a sale-to-list price ratio of exactly 100%. According to the Canadian Real Estate Association (CREA), a balanced market is one where neither buyers nor sellers hold a significant advantage, and Cambridge fits that description closely. MLS transaction data for Waterloo Region shows consistent sales activity throughout the year, with homes moving at or near their listed prices. Cambridge sits alongside Kitchener and Waterloo in one of the most economically active corridors in Ontario, and its pricing remains notably more accessible than comparable markets in Canada's largest cities. For buyers, the balanced conditions mean less competition and more time to make informed decisions. For sellers, accurate pricing reliably produces full-price offers within a reasonable timeframe.

For sellers, the absence of active listings currently on the MLS reflects how quickly available homes are being absorbed by buyer demand. With 1,000 sales recorded over the past year and a 100% sale-to-list price ratio, Cambridge sellers who price accurately can expect to sell without leaving money on the table. Waterloo Region continues to attract buyers from Guelph, Toronto, and across Ontario who are looking for more affordable homeownership outside the Greater Toronto Area. At a median price of $580,000, Cambridge represents one of the more accessible entry points in southern Ontario. The 33-day average on market gives buyers enough time to arrange financing and complete inspections without the extreme urgency seen in hotter markets. Cambridge's steady population growth, reflected in recent Statistics Canada census figures, supports continued demand and suggests these balanced conditions are underpinned by real, structural need rather than speculative activity.

Commentary generated May 28, 2026. Live statistics above reflect today's data.

BWhat This Means for Buyers

With only 3.6 months of inventory, Cambridge is a seller's market. Buyers should be prepared to act quickly and come in with strong offers.

Homes are averaging 30 days on market — well-priced properties move fast.

Consider getting pre-approved and having your offer strategy ready before you start viewing.

SWhat This Means for Sellers

Sellers are in a strong position — low inventory means your home will get more attention.

38% of homes sold above asking price, so strategic pricing could trigger competitive offers.

The average sale-to-list ratio is 101%, meaning homes are selling above their list price.

Filters apply to statistics and charts below. Other sections show all property types.

0
Active Listings
+13.1% 30d
0
Sold (12 mo)
$0
Median Price
0 days
Avg DOM
-4.6% 30d
0%
SP/LP Ratio
0.0
Months of Inventory
Updated daily
$711K
Average Price
Influenced by outliers
$680K
Median Price
Middle value of all sales
$764K
Benchmark Price
Tracks a typical home (CREA HPI)
$7K
Median Bid Delta
38%
Sold Above Asking
58%
Sold Below Asking

Prices have been trending downward over the past 12 months. Here's how that breaks down across price ranges and time.

Price Trends

$764KBenchmark-4.6% YoY
Prices Trending Down
HPI Trend Median Average
Price trend data: Jun 25: Median $710,000, Average $771,834, HPI Trend $698,919; Jul 25: Median $687,500, Average $707,239, HPI Trend $701,744; Aug 25: Median $680,500, Average $696,785, HPI Trend $703,816; Sep 25: Median $695,000, Average $736,506, HPI Trend $703,062; Oct 25: Median $699,000, Average $715,150, HPI Trend $695,905; Nov 25: Median $675,000, Average $699,462, HPI Trend $684,417; Dec 25: Median $665,000, Average $676,988, HPI Trend $681,592; Jan 26: Median $650,000, Average $719,043, HPI Trend $676,507; Feb 26: Median $682,500, Average $695,826, HPI Trend $671,422; Mar 26: Median $665,000, Average $698,575, HPI Trend $670,480; Apr 26: Median $675,000, Average $705,682, HPI Trend $675,000; May 26: Median $664,000, Average $695,756; Jun 26: Median $700,000, Average $722,167

Price Distribution

Price distribution: $205K–$655K: 533 properties, $655K–$1.1M: 668 properties, $1.1M–$1.6M: 41 properties, $1.6M–$2.0M: 1 properties, $2.0M–$2.5M: 2 properties, $2.5M–$2.9M: 1 properties, $2.9M–$3.4M: 0 properties, $3.4M–$3.8M: 1 properties

Days on Market Distribution

Days on market distribution: 1–7 days: 162 properties, 8–14 days: 310 properties, 15–30 days: 371 properties, 31–60 days: 255 properties, 61–90 days: 88 properties, 90+ days: 59 properties

How fast are homes selling?

Average days on market over time. Lower numbers mean homes are selling faster.

Under 20 = Hot Market Over 60 = Slow Market

How does this month compare?

Month-over-month and year-over-year changes in key metrics.

MetricCurrentLast MonthMoMSame Month Last YearYoY
Median Price$700K$664K+5.4%$710K-1.4%
Sales Count12137-91.2%102-88.2%
Avg DOM2023-13%27-25.9%

What's selling?

Breakdown of sales by property type over the past 12 months.

Freehold347 (74%)
Condo113 (24%)
Single Family7 (1%)

The monthly stats tell one story. The daily trajectory tells another — here's how inventory is moving day by day.

Daily Market Trajectory

Updated daily

Most market reports use 30-day rolling averages. By the time you see a shift, it already happened weeks ago. This chart tracks inventory daily so you can spot trajectory changes as they happen.

Under 4 mo = Seller'sOver 6 mo = Buyer's

Speed and competitiveness are two sides of the same coin. Here's how aggressively homes are trading.

How competitive is this market?

Absorption rate and sale-to-list price ratio show how aggressively homes are trading.

Absorption Rate SP/LP Ratio
Dual-axis chart showing absorption rate (area, left axis) and sale-to-list price ratio (line, right axis) over time.

Just Listed

Just Sold

Want a Detailed Analysis?

Contact Jeff Chisholm for a personalized market analysis of Cambridge and surrounding areas.

Jeff Chisholm, Sales Representative
Chisholm Real Estate Team
Direct Realty Ltd., Brokerage

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Top Rated Schools

ÉSC Père-René-de-Galinée
French CatholicSecondary
9.4
EQAO /10
Monsignor Doyle Catholic Secondary School
CatholicSecondary
9.2
EQAO /10
St Benedict Catholic Secondary School
CatholicSecondary
9.0
EQAO /10
Parkway Public School
PublicElementary
8.6
EQAO /10
Glenview Park Secondary School
PublicSecondary
8.5
EQAO /10

Source: EQAO provincial assessment results

Amenities

Insufficient amenity data for Cambridge

How does Cambridge compare?

Key metrics for nearby cities in Waterloo Region. All figures are for residential properties over the past 12 months.

Market Pulse Score

49
Balanced Market
Mixed Signals

Driving factor: Absorption rate (0.3)

MOI
25%
Absorption
20%
SP/LP
20%
DOM
15%
Price Cuts
10%

Price Outlook

12-Month Projection
$645,058$674,894
Low confidence (24 months)Model: linear-trend-v1

Market forecasts are statistical estimates based on historical MLS trend data, months of inventory, and Bank of Canada rate data. This information is provided for general informational purposes only, does not constitute financial, investment, or professional real estate advice, and should not be relied upon for making purchasing or investment decisions. Forecasts do not replace a professional Comparative Market Analysis or certified appraisal by a licensed appraiser.

Frequently Asked Questions

What is the average home price in Cambridge, Ontario?
The median home price in Cambridge, Ontario is $680K based on 1247 sales over the past 12 months. The average price is $711K. There are currently 467 active listings in Cambridge.
Is Cambridge a buyer's or seller's market?
Cambridge is currently a seller's market with 3.6 months of inventory. Low inventory means sellers have more negotiating power and homes tend to sell quickly.
How long do homes take to sell in Cambridge?
Homes in Cambridge take an average of 30 days to sell (days on market). The median days on market is 19. This is a moderate pace, typical of a balanced market.
What is the months of inventory in Cambridge?
Cambridge currently has 3.6 months of inventory, calculated daily from live listing data. Months of inventory measures how long it would take to sell all current listings at the current sales rate. Under 4 months typically indicates a seller's market, while over 6 months indicates a buyer's market.
How much do homes sell above or below asking in Cambridge?
In Cambridge, the median sale price is $7K below asking price. 38% of homes sold above asking and 58% sold below asking over the past 12 months. The sale-price-to-list-price ratio is 101%.
What are the real estate market trends in Cambridge, Ontario?
The Cambridge real estate market has prices trending downward with a median price of $700K in the most recent month. Prices changed +5.4% compared to the previous month. There were 12 sales in the month with an average of 20 days on market.

Current Mortgage Rates in Ontario

1 year fixed

2.50%

Bank of Canada Posted Rate

3 year fixed

5.19%

Bank of Canada Posted Rate

5 year fixed

6.09%

Bank of Canada Posted Rate

Prime (variable)

2.65%

Posted rates from Bank of Canada · Updated June 5, 2026

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Jeff Chisholm, Sales Representative, Chisholm Real Estate Team, Direct Realty Ltd., Brokerage

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MLS Data Provider
RECO Registered

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How We Calculate These Statistics

Data source: Statistics are calculated from MLS listing data provided under license from the Canadian Real Estate Association (CREA) and participating real estate boards.

Months of Inventory (MOI):Active listings divided by the monthly sales rate for the selected period (1, 3, 6, or 12 months). Under 4 months generally indicates a seller's market; over 6 months indicates a buyer's market.

SP/LP Ratio: Sale Price to List Price ratio calculated as the median of (sale price / list price) across all sold properties with valid pricing data.

Home Price Index (HPI):CREA's aggregate composite benchmark index tracking price changes for a typical home, adjusted for property mix differences over time.

Update frequency: Data refreshes every 30 minutes via Incremental Static Regeneration (ISR). Daily snapshot metrics update once per day.

Coverage: Includes all residential property types listed on the MLS for Cambridge and surrounding areas.

Jeff Chisholm, Sales Representative

Chisholm Real Estate Team at Direct Realty Ltd., Brokerage

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Data provided by REintel. Statistics are aggregated from MLS data under license. Reproduction or redistribution of this data is prohibited without written consent. The listing data is deemed reliable but is not guaranteed accurate by the Canadian Real Estate Association (CREA).

REALTOR, REALTORS, and the REALTOR logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS, Multiple Listing Service and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.