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190 Mercer Street

190 Mercer Street

Chatham, Ontario

  • 5 bed
  • 3 bath
  • Single Family
$629,900

Looking for a pristine South side brick rancher with a two-car garage, complete with a totally finished basement that could easily accommodate an in-law suite? Look no further. This lavish three-bedroom ranch-style home is immaculate from front to back, featuring beautiful hardwood floors, an outstanding kitchen, and beautifully updated bathrooms. he fully finished basement offers exceptional additional living space, including two more bedrooms, a spacious living room with fireplace, a separate kitchen, a four-piece bath, and a separate laundry room-ideal for extended family or guests. This basement is completely furnished making it easy to move-in. Step outside to enjoy the exceptional rear yard, highlighted by a large wooden deck overlooking the backyard, perfect for relaxing or entertaining. Located on Chatham's desirable South side, this home is close to the Chatham Community Centre, making it ideal for families with children involved in hockey, baseball, or soccer. Shopping and everyday conveniences are also minutes away.

Price History

Schools

Elementary

  • Queen Elizabeth II C Public School0.5 km

    Public · Lambton Kent DSB · 315 students

    Grade 3 reading: 56% met the provincial standard · Grade 6 math: 15% met the provincial standard

  • Victor Lauriston Public School1 km

    Public · Lambton Kent DSB · 320 students

    Grade 3 reading: 57% met the provincial standard · Grade 6 math: 0% met the provincial standard

  • Indian Creek Road Public School2.4 km

    Public · Lambton Kent DSB · 665 students

    Grade 3 reading: 85% met the provincial standard · Grade 6 math: 61% met the provincial standard

Secondary

  • John McGregor Secondary School1.6 km

    Public · Lambton Kent DSB · 560 students

    Grade 10 literacy: 65% met the provincial standard

  • Ursuline College Chatham Catholic Secondary School2.6 km

    Catholic · St Clair CDSB · 1335 students

    Grade 10 literacy: 88% met the provincial standard

  • Chatham-Kent Secondary School3.5 km

    Public · Lambton Kent DSB · 1150 students

    Grade 10 literacy: 77% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N7M

Population
25,579
Private dwellings
11,361
Median age
44
Average household size
2.3
Median household income
$71,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in Chatham · last 12 months

Median sold price
$0
Homes sold
0
Median days on market
0
Sale-to-list price
0.0%

Based on 0 recorded sales of single family properties in Chatham over the last 12 months.

Walk Score

Walk Score is unavailable for this address right now.

Location

Street View

Mortgage Calculator

$125,980

Estimated Monthly Payment

$3,095

Land transfer tax

Estimated land transfer tax$9,073

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,095/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $157/mo

Estimates only. Consult a financial advisor.

R

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