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431 Victoria Avenue

431 Victoria Avenue

Chatham, Ontario

  • 4 bed
  • 2 bath
  • Single Family
$475,000

Welcome to one of Chatham's most sought-after addresses. Nestled along the prestigious Victoria Avenue, affectionately known as ""The Ave,"" this beautifully maintained 3+1 bedroom, 2 bathroom ranch offers the perfect blend of character and modern updates. Surrounded by mature trees and located close to excellent schools, shopping and transit, you'll love the peaceful setting that truly feels like country living in the heart of the city. Thoughtfully updated throughout, this home offers peace of mind with a high efficienct furnace and central air (2017, serviced by Postma), replacement windows (2017 and 2022), 2 sump pumps, one with battery backup system, updated flooring, renovated bathrooms, and an inviting kitchen featuring new countertops. Original hardwood floors in excellent condition add warmth and character, perfectly complementing the modern finishes. The recently renovated lower level provides exceptional additional living space, complete with a spacious rec room, stylish 3-pc bathroom, den currently being used as a fourth bedroom, and an abundance of storage Outside, you'll appreciate the beautifully landscaped yard, professionally designed by Rural Roots, creating a private backyard retreat with a covered sitting area that's perfect for relaxing and entertaining. A detached double-car garage and convenient circular driveway provide ample parking and easy access. All appliances are included, making this move-in ready home an exceptional opportunity for retirees seeking comfortable one-floor living or growing families looking for space, functionality and one of Chatham's most desirable neighbourhoods. Book your showing today to #lovewhereyoulive **Seller's Direction: Offers will not be presented prior to Monday, July 13, 2026. Please allow a 24-hour irrevocable on all offers submitted after this date.

Price History

Schools

Elementary

  • King George VI Public School0.6 km

    Public · Lambton Kent DSB · 285 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 50% met the provincial standard

  • Tecumseh Public School1.4 km

    Public · Lambton Kent DSB · 575 students

    Grade 3 reading: 51% met the provincial standard · Grade 6 math: 26% met the provincial standard

  • Gregory Drive Public School1.4 km

    Public · Lambton Kent DSB · 255 students

    Grade 3 reading: 74% met the provincial standard · Grade 6 math: 45% met the provincial standard

Secondary

  • Chatham-Kent Secondary School0.7 km

    Public · Lambton Kent DSB · 1150 students

    Grade 10 literacy: 77% met the provincial standard

  • Ursuline College Chatham Catholic Secondary School1.4 km

    Catholic · St Clair CDSB · 1335 students

    Grade 10 literacy: 88% met the provincial standard

  • John McGregor Secondary School4.4 km

    Public · Lambton Kent DSB · 560 students

    Grade 10 literacy: 65% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N7L

Population
25,127
Private dwellings
11,583
Median age
47.2
Average household size
2.2
Median household income
$68,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in Chatham · last 12 months

Median sold price
$0
Homes sold
0
Median days on market
0
Sale-to-list price
0.0%

Based on 0 recorded sales of single family properties in Chatham over the last 12 months.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$95,000

Estimated Monthly Payment

$2,334

Land transfer tax

Estimated land transfer tax$5,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,334/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $119/mo

Estimates only. Consult a financial advisor.

R

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