168 Harvey Street
Chatham, Ontario
- Multi-family
Well-maintained legal duplex offering two self-contained 2-bedroom units, each with separate hydro meters and private in-suite laundry. The newly renovated upper unit is vacant and move-in ready, making it ideal for an owner-occupant or for securing a new market-rate tenant. The lower unit is occupied by a reliable long-term tenant, providing immediate rental income. The unfinished basement offers abundant storage space, while the detached garage adds valuable parking and storage. Major updates include a roof on the main house completed approximately 3 years ago, a furnace approximately 10 years old, and a garage roof replaced approximately 5 years ago. Whether you're an investor seeking a turnkey income property or a buyer looking to offset your mortgage by living in one unit while renting the other, this legal duplex presents an outstanding opportunity.
Price History
Schools
Elementary
- Winston Churchill Public School0.8 km
Public · Lambton Kent DSB · 250 students
Grade 3 reading: 62% met the provincial standard · Grade 6 math: 29% met the provincial standard
- Victor Lauriston Public School1.2 km
Public · Lambton Kent DSB · 320 students
Grade 3 reading: 57% met the provincial standard · Grade 6 math: 0% met the provincial standard
- Queen Elizabeth II C Public School1.5 km
Public · Lambton Kent DSB · 315 students
Grade 3 reading: 56% met the provincial standard · Grade 6 math: 15% met the provincial standard
Secondary
- Ursuline College Chatham Catholic Secondary School0.9 km
Catholic · St Clair CDSB · 1335 students
Grade 10 literacy: 88% met the provincial standard
- John McGregor Secondary School2.2 km
Public · Lambton Kent DSB · 560 students
Grade 10 literacy: 65% met the provincial standard
- Chatham-Kent Secondary School2.5 km
Public · Lambton Kent DSB · 1150 students
Grade 10 literacy: 77% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N7M
- Population
- 25,579
- Private dwellings
- 11,361
- Median age
- 44
- Average household size
- 2.3
- Median household income
- $71,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Multi-family in Chatham · last 12 months
- Median sold price
- $0
- Homes sold
- 0
- Median days on market
- 0
- Sale-to-list price
- 0.0%
Based on 0 recorded sales of multi-family properties in Chatham over the last 12 months.
Walk Score
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Location
Street View
Mortgage Calculator
$65,980
Estimated Monthly Payment
$1,621
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $1,621/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $82/mo
Estimates only. Consult a financial advisor.
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