
138 ST. JAMES Street
Waterford, Ontario
4 bed • 3 bath • Single Family
Often admired and now for sale after 22 years of loving care and enhancement. This 1895 stately century home presents a Victorian facade, architecturally updated in 1936, and features the touch of an avid gardener creating a horticultural showcase once featured in a garden show and news media. Trees, hedges and fencing create a private outdoor living space. It contains a tasteful eat-in kitchen with upgraded appliances, convenient main floor office for two, grand dining and stately living rooms with gas fireplace and custom made cabinetry of hardwood and etched glass. The character of the home is complimented throughout by quality hardwood floors and woodwork, etched and stained glass doors, antique light fixtures and custom crown moulding in keeping with the original architecture of the home. The upper level features four generous bedrooms with primary ensuite and additional 4 piece bath. Outside you will find a coach house double car garage with a workshop and a loft studio apartment with kitchenette, bedsitting room and 3 piece bath. It is located 3 blocks from the Waterford ponds with boat launch, paved trail within the town limits and access to the scenic rail trail to both Pt. Dover and Brantford. This distinctive home is one of a kind that seldom comes available. Let your family be the next one to cherish it for years to come.
Price History
Property
- Lot Size
- 0.41 acres
Schools
Elementary
- St. Bernard of Clairvaux School0.4 km
Catholic · Brant Haldimand Norfolk CDSB · 325 students
Grade 3 reading: 69% met the provincial standard · Grade 6 math: 39% met the provincial standard
- Waterford Public School0.7 km
Public · Grand Erie DSB · 305 students
Grade 3 reading: 73% met the provincial standard · Grade 6 math: 31% met the provincial standard
- Bloomsburg Public School5 km
Public · Grand Erie DSB · 260 students
Grade 3 reading: 86% met the provincial standard · Grade 6 math: 54% met the provincial standard
Secondary
- Waterford District High School0.4 km
Public · Grand Erie DSB · 430 students
Grade 10 literacy: 78% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N0E
- Population
- 36,557
- Private dwellings
- 15,375
- Median age
- 46
- Average household size
- 2.6
- Median household income
- $92,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Single Family in Waterford · last 12 months
- Median sold price
- $0
- Homes sold
- 0
- Median days on market
- 0
- Sale-to-list price
- 0.0%
Based on 0 recorded sales of single family properties in Waterford over the last 12 months.
Location
Mortgage Calculator
$223,800
Estimated Monthly Payment
$5,497
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $5,497/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $280/mo
Estimates only. Consult a financial advisor.
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