490 SPRUCE Street
Fergus, Ontario
3 bed • 1 bath • Single Family
Own Lake Life for $350/Yr Taxes – 3 Bed Turnkey Retreat at Maple Leaf Acres Stop dreaming about cottage life—own it. Financing available at RBC. Welcome to 490 Spruce St. in Maple Leaf Acres, where every weekend feels like summer and lake life is finally within reach. This beautifully updated 3-bedroom home delivers the perfect mix of comfort, value, and lifestyle in one of Ontario’s most sought-after four-season recreational communities, just minutes east of Fergus. Major updates are already done, including a lifetime steel roof & siding, new concrete driveway and walkways, forced-air gas furnace, and owned on-demand water heater — no rentals, no surprises. The numbers are what set this apart: just $350 per year in property taxes and a low $363 monthly fee — making this one of the most affordable ways to own your own slice of lake life. But this isn’t just a home — it’s a lifestyle. Spend your days at the indoor all-season saltwater pool, relax at the outdoor pool, host gatherings at the recreation centre, or enjoy the walking trails, dog park, playground, and community events. Launch your boat and be on Lake Belwood in minutes. Whether you’re looking for a weekend escape, a family retreat, or a smart alternative to traditional cottage ownership — this is where memories are made. Located just 10 km east of Fergus with easy access to Guelph, KW, Hamilton, and the GTA. Affordable. Turnkey. Lifestyle-driven. Opportunities like this don’t last.
Price History
Community
Postal area N1M
- Population
- 18,498
- Private dwellings
- 7,546
- Median age
- 42.4
- Average household size
- 2.5
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Single Family in Fergus · last 12 months
- Median sold price
- $0
- Homes sold
- 0
- Median days on market
- 0
- Sale-to-list price
- 0.0%
Based on 0 recorded sales of single family properties in Fergus over the last 12 months.
Location
Mortgage Calculator
$84,980
Estimated Monthly Payment
$2,087
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,087/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $106/mo
Estimates only. Consult a financial advisor.
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