
636 FERN Road
Waterloo
4 bed • Single Family
Inviting 4 Level Back Split in the Desirable North End of Waterloo - This warm, welcoming single family home offers a rare blend of comfort, functionality, and long term peace of mind. A beautifully maintained carpet free 4 level back split, it is fully finished on every level, creating a spacious & cozy environment ideal for families, professionals, or anyone seeking a thoughtfully updated home in a highly sought after neighbourhood. 4 Spacious Bedrooms - Well proportioned with flexibility for family living, guest space, or a dedicated home office. 3 Full Bathrooms located across multiple levels. A hallmark of the back split design, provides distinct yet connected living zones—perfect for entertaining, relaxing, or creating separate spaces for work and play. Updated Kitchen-Fresh, modern finishes and a functional layout make the kitchen a natural gathering point. Major Mechanical Upgrades (2022) - A huge value add: Heat pump for efficient heating and cooling, Furnace, Water softener, Tankless water heater (All owned, not rented—offering reliability and lower long term costs). Roof Replaced in 2016 - Another major expense already taken care of. This home is part of a well established neighbourhood known for its friendly atmosphere and mature surroundings. Enjoy: Quick access to amenities including; shopping, dining, the beloved St. Jacobs Farmers’ Market, Easy commuting routes to universities, tech hubs, and major roadways, A peaceful environment that still keeps you close to everything you need. It’s the kind of neighbourhood where people take pride in their homes, streets feel welcoming, and where everyday living is simply more enjoyable. This property offers the perfect balance of modern updates, functional design, and long term value. It’s a home that feels good the moment you walk in—and continues to deliver comfort and efficiency for years to come. Amazing find in a fantastic location, this home is ready to be loved by its next owners.
Price History
Schools
Elementary
- Northlake Woods Public School0.6 km
Public · Waterloo Region DSB · 340 students
Grade 3 reading: 87% met the provincial standard · Grade 6 math: 78% met the provincial standard
- Sir Edgar Bauer Catholic Elementary School0.8 km
Catholic · Waterloo CDSB · 445 students
Grade 3 reading: 76% met the provincial standard · Grade 6 math: 60% met the provincial standard
- N A MacEachern Public School1 km
Public · Waterloo Region DSB · 260 students
Grade 3 reading: 97% met the provincial standard · Grade 6 math: 55% met the provincial standard
Secondary
- St David Catholic Secondary School2.9 km
Catholic · Waterloo CDSB · 1080 students
Grade 10 literacy: 97% met the provincial standard
- Waterloo Collegiate Institute3.1 km
Public · Waterloo Region DSB · 1480 students
Grade 10 literacy: 85% met the provincial standard
- Laurel Heights Secondary School4.1 km
Public · Waterloo Region DSB · 1765 students
Grade 10 literacy: 87% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N2V
- Population
- 19,428
- Private dwellings
- 6,360
- Median age
- 38
- Average household size
- 3.1
- Median household income
- $126,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Single Family in Waterloo · last 12 months
- Median sold price
- $695,000
- Homes sold
- 1,031
- Median days on market
- 21
- Sale-to-list price
- 99.8%
Based on 1,031 recorded sales of single family properties in Waterloo over the last 12 months.
Location
Mortgage Calculator
$191,800
Estimated Monthly Payment
$4,711
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $4,711/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $240/mo
Estimates only. Consult a financial advisor.
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