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651 NIAGARA Street

651 NIAGARA Street

St. Catharines

3 bed • Single Family

$599,900

If you’re tired of tiny lots and tight spaces, this is your upgrade. You get a solid, well-kept home plus a massive backyard — something that’s getting harder and harder to find. Move in now, update over time, and build equity while enjoying the space. Welcome to this charming North End St. Catharines bungalow, perfectly set on an incredible 65 x 227 ft lot offering space, privacy, and endless opportunity. Freshly repainted and move-in ready, this home blends classic character with future potential. From the moment you arrive, the curb appeal draws you in — a warm, inviting exterior, mature trees, and a quiet, established neighbourhood just minutes to the lake and Niagara-on-the-Lake. Inside, you’ll find a bright and welcoming layout with beautiful hardwood floors and large windows that fill the space with natural light. The cozy living room, complete with a wood-burning fireplace, creates the perfect setting to relax and unwind. The kitchen is functional and charming, with an opportunity to personalize and make it your own over time. The fully finished basement adds incredible versatility, featuring a spacious rec room, bar area, and a separate entrance from the backyard — ideal for in-law potential, guests, or additional living space. Step outside and this is where the property truly shines. The fully fenced, oversized backyard offers so much more than just green space — imagine summer evenings on the concrete patio, kids and pets running freely, gardens, entertaining, or even future expansion. With a cement walkway to the back of the home, access is seamless and functional. Complete with a 1.5 car garage and located in one of the most desirable pockets of the North End — close to schools, parks, amenities, and just a short drive to wineries and the waterfront — this property offers both lifestyle and long-term value.

Price History

Schools

Secondary

  • Holy Cross Catholic Secondary School0.4 km

    Catholic · Niagara CDSB · 655 students

    Grade 10 literacy: 80% met the provincial standard

  • Governor Simcoe Secondary School1.1 km

    Public · DSB Niagara · 765 students

    Grade 10 literacy: 88% met the provincial standard

  • Laura Secord Secondary School2.4 km

    Public · DSB Niagara · 635 students

    Grade 10 literacy: 85% met the provincial standard

Elementary

  • Lockview Public School0.9 km

    Public · DSB Niagara · 410 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 77% met the provincial standard

  • Prince Philip Public School0.9 km

    Public · DSB Niagara · 450 students

    Grade 3 reading: 100% met the provincial standard · Grade 6 math: 67% met the provincial standard

  • Assumption Catholic Elementary School0.9 km

    Catholic · Niagara CDSB · 170 students

    Grade 3 reading: 100% met the provincial standard · Grade 6 math: 82% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L2M

Population
33,704
Private dwellings
14,869
Median age
46
Average household size
2.3
Median household income
$72,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,609
Median days on market
26
Sale-to-list price
96.6%

Based on 1,609 recorded sales of single family properties in St. Catharines over the last 12 months.

Walk Score

52

Walk

40

Transit

56

Bike

Scores by Walk Score®

Location

Mortgage Calculator

$119,980

Estimated Monthly Payment

$2,947

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,947/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $150/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

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