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18 - 135 CHALMERS Street

18 - 135 CHALMERS Street

Cambridge, Ontario

3 bed • 2 bath • Single Family

$399,900

This is your entry into homeownership done right. Welcome to 18-135 Chalmers St S, a fully refinished, move-in-ready 3-bedroom townhouse with attached garage, perfectly positioned for first-time buyers chasing value, privacy, and location. Tucked into a family-friendly East Galt community, this unit backs onto mature trees and a quiet church parking lot — no rear neighbours, no staring into someone else’s backyard. Just clean, private outdoor space and a peaceful setting that’s hard to find at this price point. Inside, you’ll find a bright, open-concept layout that’s been refreshed top to bottom with a modern, low-maintenance finish. Upstairs delivers three well-sized bedrooms, including an oversized primary with a massive sun-filled window — the kind of natural light that makes the space feel bigger, better, and more expensive than it is. Here’s where it wins: Low condo fees + low taxes = real affordability. Attached garage = convenience and value. Turnkey condition = no extra spend after closing. Location seals it. You’re minutes to schools, parks, trails, shopping, transit, and major routes, making daily life simple and efficient — exactly what first-time buyers need. This isn’t just a home — it’s a smart financial move. Private setting. Low monthly cost. Fully updated. Opportunities like this don’t sit.

Price History

Schools

Elementary

  • St Vincent de Paul Catholic Elementary School0.4 km

    Catholic · Waterloo CDSB · 685 students

    Grade 3 reading: 69% met the provincial standard · Grade 6 math: 66% met the provincial standard

  • Chalmers Street Public School0.4 km

    Public · Waterloo Region DSB · 385 students

    Grade 3 reading: 58% met the provincial standard · Grade 6 math: 35% met the provincial standard

  • Stewart Avenue Public School0.6 km

    Public · Waterloo Region DSB · 510 students

    Grade 3 reading: 52% met the provincial standard · Grade 6 math: 55% met the provincial standard

Secondary

  • Monsignor Doyle Catholic Secondary School0.9 km

    Catholic · Waterloo CDSB · 1115 students

    Grade 10 literacy: 92% met the provincial standard

  • Glenview Park Secondary School1 km

    Public · Waterloo Region DSB · 1055 students

    Grade 10 literacy: 85% met the provincial standard

  • Galt Collegiate and Vocational Institute2.9 km

    Public · Waterloo Region DSB · 960 students

    Grade 10 literacy: 83% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N1R

Population
42,928
Private dwellings
18,081
Median age
40.8
Average household size
2.5
Median household income
$77,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in Cambridge · last 12 months

Median sold price
$675,000
Homes sold
1,255
Median days on market
19
Sale-to-list price
100.6%

Based on 1,255 recorded sales of single family properties in Cambridge over the last 12 months.

Location

Mortgage Calculator

$79,980

Estimated Monthly Payment

$1,965

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $1,965/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $100/mo

Estimates only. Consult a financial advisor.

R

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