Skip to main content
103 - 85 SPRUCE Street

103 - 85 SPRUCE Street

Cambridge, Ontario

2 bed • 2 bath • Single Family

$649,000

Spruce Street Lofts presents a unique opportunity to own a piece of Galt’s industrial history. This 1,691 sq. ft. updated warehouse conversion strikes a bold balance between raw materials and polished finishes, featuring striking cement floors and original brickwork under towering ceilings. The expansive open-concept layout is a centerpiece of modern function, seamlessly connecting a gourmet kitchen—boasting premium quartz countertops, modern painted cabinetry, stainless steel appliances, and an oversized island—to the sun-filled dining and lounge areas. This airy flow is perfect for entertaining, with wall-to-wall windows framing the urban landscape. Privacy remains paramount, with the building nestled in a quiet residential pocket bordering a park, yet located only minutes from the city's premier arts, dining, and yoga studios. High-end updates abound, from the designer lighting throughout to the spa-inspired bathroom with its deep soaker tub. Featuring secure underground parking and a rare private back patio, this loft offers the scale of a house with the effortless lifestyle of downtown condo living.

Price History

Schools

Elementary

  • Central Public School0.5 km

    Public · Waterloo Region DSB · 255 students

    Grade 3 reading: 61% met the provincial standard · Grade 6 math: 38% met the provincial standard

  • St Anne Catholic Elementary School0.7 km

    Catholic · Waterloo CDSB · 425 students

    Grade 3 reading: 63% met the provincial standard · Grade 6 math: 27% met the provincial standard

  • Manchester Public School1.2 km

    Public · Waterloo Region DSB · 340 students

    Grade 3 reading: 61% met the provincial standard · Grade 6 math: 37% met the provincial standard

Secondary

  • Galt Collegiate and Vocational Institute1.3 km

    Public · Waterloo Region DSB · 960 students

    Grade 10 literacy: 83% met the provincial standard

  • Glenview Park Secondary School1.7 km

    Public · Waterloo Region DSB · 1055 students

    Grade 10 literacy: 85% met the provincial standard

  • Monsignor Doyle Catholic Secondary School2.4 km

    Catholic · Waterloo CDSB · 1115 students

    Grade 10 literacy: 92% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N1R

Population
42,928
Private dwellings
18,081
Median age
40.8
Average household size
2.5
Median household income
$77,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in Cambridge · last 12 months

Median sold price
$678,000
Homes sold
1,245
Median days on market
19
Sale-to-list price
100.6%

Based on 1,245 recorded sales of single family properties in Cambridge over the last 12 months.

Location

Street View

Mortgage Calculator

$129,800

Estimated Monthly Payment

$3,188

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,188/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $162/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

Interested in this property?

By submitting this form you consent to REintel, operated by Direct Realty Ltd. (6992 Hwy 62, Belleville, ON K8N 0L7) contacting you to respond to your inquiry and send you relevant property listings, market updates, and real-estate information. You can withdraw your consent at any time using the unsubscribe link in every email, or by contacting us at the mailing address above.

Cookie Preferences