20 COTTONWOOD Crescent
Cambridge, Ontario
5 bed • 4 bath • Single Family
Welcome to this exquisite North Galt home backing onto beautiful greenspace and located on a quiet, sought-after crescent. This spacious 5 bedroom, 4 bathroom home offers over 2,700 sq ft above grade with a fully finished walkout basement, perfect for families and entertaining. The elegant foyer features wainscoting and a stunning hardwood staircase. The bright open concept main floor offers a vaulted ceiling, skylights, large windows, and a gas fireplace, filling the home with natural light. The impressive kitchen features maple cabinetry, quartz countertops, stainless steel appliances, glass backsplash, under-mount sink, and a large island, perfect for hosting and everyday living. Upstairs you will find a large primary bedroom overlooking greenspace with a walk-in closet and a beautiful ensuite featuring double vanity, granite counters, soaker tub and glass shower. Two additional spacious bedrooms and a 4-piece bath complete the upper level. The finished walkout basement features high ceilings, two additional bedrooms, a large rec room with fireplace, a full bathroom, and access to a stamped concrete patio and private backyard. Located close to schools, parks, walking trails, shopping and public transit, this is the perfect executive family home in a fantastic neighbourhood.
Price History
Schools
Elementary
- St Teresa of Calcutta Catholic Elementary School0.6 km
Catholic · Waterloo CDSB · 400 students
Grade 3 reading: 64% met the provincial standard · Grade 6 math: 60% met the provincial standard
- Saginaw Public School0.6 km
Public · Waterloo Region DSB · 395 students
Grade 3 reading: 85% met the provincial standard · Grade 6 math: 51% met the provincial standard
- Clemens Mill Public School1.1 km
Public · Waterloo Region DSB · 640 students
Grade 3 reading: 68% met the provincial standard · Grade 6 math: 35% met the provincial standard
Secondary
- St Benedict Catholic Secondary School1.9 km
Catholic · Waterloo CDSB · 1955 students
Grade 10 literacy: 90% met the provincial standard
- Galt Collegiate and Vocational Institute3.9 km
Public · Waterloo Region DSB · 960 students
Grade 10 literacy: 83% met the provincial standard
- Jacob Hespeler Secondary School4.5 km
Public · Waterloo Region DSB · 1070 students
Grade 10 literacy: 83% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N1T
- Population
- 18,513
- Private dwellings
- 5,647
- Median age
- 37.2
- Average household size
- 3.3
- Median household income
- $124,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Single Family in Cambridge · last 12 months
- Median sold price
- $678,000
- Homes sold
- 1,248
- Median days on market
- 19
- Sale-to-list price
- 100.6%
Based on 1,248 recorded sales of single family properties in Cambridge over the last 12 months.
Walk Score
Walk
Transit
Bike
Scores by Walk Score®
Location
Mortgage Calculator
$279,800
Estimated Monthly Payment
$6,873
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $6,873/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $350/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?