18 KAY Street
Cambridge, Ontario
- 5 bed
- 2 bath
- Single Family
This classic expansive Victorian home has been modernized with quality upgrades, and has 5 large bedrooms & 2 Full baths in this thriving community. The 18ft pool was newly installed including the pump, liner, etc. The large detached garage can fit 2 vehicles (with storage above), or use as a workshop. This cozy carpet free home is meticulously upgraded for modern living with traditional style featuring new flooring on the main level. Unique to this home is its' previous duplex designation with separate entrance that can be reasonably converted. Upgrades include NEW upper level laundry(2022), high efficiency furnace(2023), fresh paint(2025), gas fireplace(2025), OWNED water heater(2024), owned water softener, and NEW WATER LINE from the city to the house. Close to top-rated schools, great parks, trails, and steps to all kinds of restaurants and shopping. Additional upgrades include, concrete walkway, Fridge with waterline(2022), stove(2022), microwave(2021), and upgraded insulation in the attic. The home is filled with natural light where all the windows in the home have been replaced to newer vinyl large windows except the side sunroom. Tall ceilings along with the Victorian charm creates a true feeling of character and quality. The functional layout on the main floor includes a cozy living room, 2 bedrooms/offices/dining room and still has space for a full bathroom and large kitchen with dining area. The upper level has 3-4 bedrooms, laundry, full bathroom with shower and tub, as well as a separate entrance. The large primary bedroom has a MASSIVE walk-in closet with large window. Upgraded electrical and plumbing through out the home. The lower level is DRY for ample storage. This home is perfect for first-time buyers, growing families, investors looking for a large duplex conversion on a massive lot, or anyone looking for a move-in ready home close to everything. Enjoy as-is, or the potential is endless for the handy person with a vision. This is a must see home!
Price History
Property
- Lot Size
- 0.2 acres
Schools
Elementary
- St Andrew's Public School0.1 km
Public · Waterloo Region DSB · 335 students
- St Gregory Catholic Elementary School0.6 km
Catholic · Waterloo CDSB · 145 students
Grade 3 reading: 53% met the provincial standard · Grade 6 math: 38% met the provincial standard
- Highland Public School0.8 km
Public · Waterloo Region DSB · 425 students
Grade 3 reading: 69% met the provincial standard · Grade 6 math: 46% met the provincial standard
Secondary
- Glenview Park Secondary School1.3 km
Public · Waterloo Region DSB · 1055 students
Grade 10 literacy: 85% met the provincial standard
- Southwood Secondary School1.3 km
Public · Waterloo Region DSB · 700 students
Grade 10 literacy: 74% met the provincial standard
- Galt Collegiate and Vocational Institute1.9 km
Public · Waterloo Region DSB · 960 students
Grade 10 literacy: 83% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N1S
- Population
- 20,171
- Private dwellings
- 8,187
- Median age
- 42.8
- Average household size
- 2.5
- Median household income
- $95,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Single Family in Cambridge · last 12 months
- Median sold price
- $678,000
- Homes sold
- 1,245
- Median days on market
- 19
- Sale-to-list price
- 100.6%
Based on 1,245 recorded sales of single family properties in Cambridge over the last 12 months.
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$144,000
Estimated Monthly Payment
$3,537
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,537/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $180/mo
Estimates only. Consult a financial advisor.
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