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104 - 478 ST ANDREW Street

104 - 478 ST ANDREW Street

Fergus, Ontario

2 bed • 2 bath • Single Family

$669,900

Heritage Charm Meets Riverside Serenity. A rare opportunity to downsize without compromise: Suite 104 at the Fergus Mill offers unmatched value with **6 months of condo fees included in the purchase**, giving you a worry-free start to homeownership. Set in one of Centre Wellington's most iconic buildings, this ground-level condo blends historic character with modern comfort. It features soaring ceilings, hardwood floors, and oversized windows that frame breathtaking views of the Grand River Falls. Thoughtfully designed for ease and elegance, the spacious 1-bedroom-plus-den layout includes two full bathrooms, a beautifully updated kitchen with high-end appliances, and a cozy fireplace perfect for quiet evenings. Enjoy direct access to scenic walking trails, patios, and tranquil waterfront views. Located just steps from downtown Fergus with its cafes, shops, and restaurants and minutes from the lively village of Elora. Explore nearby St. Jacobs and its famous farmers' market, or head into Kitchener-Waterloo for vibrant city life, all within a 30-minute drive. Stratford's acclaimed theatre district and Lake Huron's cottage country are also nearby for easy escapes. With two parking spaces (including a private garage), a personal storage locker, and pet-friendly amenities, this turnkey suite is truly the complete package. Whether you're retiring, rightsizing, or seeking a peaceful pace of life, this is your front-row seat to nature, community, and timeless architecture.

Price History

Schools

Elementary

  • Victoria Terrace Public School0.6 km

    Public · Upper Grand DSB · 200 students

    Grade 3 reading: 100% met the provincial standard · Grade 6 math: 50% met the provincial standard

  • J Douglas Hogarth Public School0.9 km

    Public · Upper Grand DSB · 610 students

    Grade 3 reading: 92% met the provincial standard · Grade 6 math: 58% met the provincial standard

  • John Black Public School0.9 km

    Public · Upper Grand DSB · 335 students

    Grade 3 reading: 93% met the provincial standard · Grade 6 math: 58% met the provincial standard

Secondary

  • Centre Wellington District High School1.6 km

    Public · Upper Grand DSB · 1190 students

    Grade 10 literacy: 89% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N1M

Population
18,498
Private dwellings
7,546
Median age
42.4
Average household size
2.5
Median household income
$95,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in Fergus · last 12 months

Median sold price
$0
Homes sold
0
Median days on market
0
Sale-to-list price
0.0%

Based on 0 recorded sales of single family properties in Fergus over the last 12 months.

Location

Mortgage Calculator

$133,980

Estimated Monthly Payment

$3,291

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,291/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $167/mo

Estimates only. Consult a financial advisor.

R

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