106 - 85 SPRUCE Street
Cambridge, Ontario
2 bed • 2 bath • Single Family
Why pay more for a high-rise condo when you can have this spacious (1585 square feet), trendy home? Newly decorated, the main level includes soaring ceilings, bright rooms, large windows, and exposed brick walls on the main level. The kitchen features stainless steel appliances (dishwasher 2026), granite counters, and an island with ample seating--all adjoining an expansive dining room and a full bath. A perfect space for entertaining. Upstairs you will find hardwood floors, an ensuite full bath, a primary BR that opens to a private patio, a walk-in closet, and a second, large, loft bedroom just waiting for guests or family members. There’s more! Smart lighting, a beautiful solid-oak bookcase room divider, floating stairs, indoor parking, water softener replaced in 2026, an extra-large storage locker, more storage behind the kitchen, and direct access to the street and the garage. #106-85 Spruce Street is located in beautiful, growing downtown Galt on a quiet street. Walk to the Grand River, theatres, numerous coffee shops, bookstores, grocery shopping, and Soper Park. A modern, chic, oasis in the city!
Price History
Schools
Elementary
- Central Public School0.5 km
Public · Waterloo Region DSB · 255 students
Grade 3 reading: 61% met the provincial standard · Grade 6 math: 38% met the provincial standard
- St Anne Catholic Elementary School0.7 km
Catholic · Waterloo CDSB · 425 students
Grade 3 reading: 63% met the provincial standard · Grade 6 math: 27% met the provincial standard
- Manchester Public School1.2 km
Public · Waterloo Region DSB · 340 students
Grade 3 reading: 61% met the provincial standard · Grade 6 math: 37% met the provincial standard
Secondary
- Galt Collegiate and Vocational Institute1.3 km
Public · Waterloo Region DSB · 960 students
Grade 10 literacy: 83% met the provincial standard
- Glenview Park Secondary School1.7 km
Public · Waterloo Region DSB · 1055 students
Grade 10 literacy: 85% met the provincial standard
- Monsignor Doyle Catholic Secondary School2.4 km
Catholic · Waterloo CDSB · 1115 students
Grade 10 literacy: 92% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N1R
- Population
- 42,928
- Private dwellings
- 18,081
- Median age
- 40.8
- Average household size
- 2.5
- Median household income
- $77,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Single Family in Cambridge · last 12 months
- Median sold price
- $675,000
- Homes sold
- 1,253
- Median days on market
- 19
- Sale-to-list price
- 100.6%
Based on 1,253 recorded sales of single family properties in Cambridge over the last 12 months.
Walk Score
Walk
Transit
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Scores by Walk Score®
Location
Mortgage Calculator
$124,980
Estimated Monthly Payment
$3,070
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,070/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $156/mo
Estimates only. Consult a financial advisor.
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