37 CENTRAL Street
Waterloo, Ontario
3 bed • 2 bath • Single Family
Nestled within the prestigious MacGregor Albert Heritage Conservation District, 37 Central Street is ready to welcome its next wonderful family. Set on a mature tree-lined street in one of Waterloo’s most cherished neighbourhoods, this charming home offers the perfect blend of character, comfort, and everyday functionality — all just steps from excellent schools, universities, Waterloo Park, the LRT, and every amenity imaginable. This home is walking distance to the public library and two very desirable daycares (Emmanuel at Brighton). Boasting nearly 2,000 square feet of living space, this cheerful 3-bedroom, 2-bathroom home is far larger than it appears from the outside. A beautiful addition creates an expansive primary retreat designed to suit every stage of family life, with plenty of room for a nursery, office, or cozy reading nook, plus a huge walk-in closet. Two additional bright bedrooms and a spacious 4-piece bathroom with skylight complete the upper level. The main floor is warm and inviting, featuring a spacious living room, eat-in kitchen, large dining room and a charming living room highlighted by a fireplace and beautiful bay window. A bonus sun-filled room overlooking the private courtyard offers endless possibilities for family living, hobbies, or work-from-home needs. Smart storage solutions can be found throughout the home. Downstairs, enjoy a cozy rec room along with ample unfinished basement space awaiting your personal ideas and vision. Appliances are included for added convenience. Bursting with timeless character, this lovingly maintained home also features many newer windows and a newer roof, fresh contemporary painting thoughout. Outside, stunning perennial gardens surround a peaceful courtyard oasis complete with flagstone pathways nestled between the detached garage, home, and large private driveway accessed from Fountain Street. A rare opportunity to own a truly special home in one of Waterloo’s most sought-after heritage neighbourhoods.
Price History
Schools
Elementary
- MacGregor Public School0.1 km
Public · Waterloo Region DSB · 510 students
- Our Lady of Lourdes Catholic Elementary School1.2 km
Catholic · Waterloo CDSB · 385 students
Grade 3 reading: 71% met the provincial standard · Grade 6 math: 45% met the provincial standard
- Elizabeth Ziegler Public School1.3 km
Public · Waterloo Region DSB · 510 students
Grade 3 reading: 71% met the provincial standard · Grade 6 math: 47% met the provincial standard
Secondary
- Waterloo Collegiate Institute1.1 km
Public · Waterloo Region DSB · 1480 students
Grade 10 literacy: 85% met the provincial standard
- St David Catholic Secondary School1.6 km
Catholic · Waterloo CDSB · 1080 students
Grade 10 literacy: 97% met the provincial standard
- Kitchener Waterloo Collegiate and Vocational School2.1 km
Public · Waterloo Region DSB · 1650 students
Grade 10 literacy: 88% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N2L
- Population
- 37,953
- Private dwellings
- 19,681
- Median age
- 29.8
- Average household size
- 2.2
- Median household income
- $69,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Single Family in Waterloo · last 12 months
- Median sold price
- $695,000
- Homes sold
- 1,029
- Median days on market
- 21
- Sale-to-list price
- 99.8%
Based on 1,029 recorded sales of single family properties in Waterloo over the last 12 months.
Location
Mortgage Calculator
$139,800
Estimated Monthly Payment
$3,434
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,434/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $175/mo
Estimates only. Consult a financial advisor.
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