103 CHALMERS Street
Cambridge, Ontario
3 bed • 1 bath • Single Family
What makes the perfect starter home? It's usually an older home with plenty of character—offering the ideal blend of affordability, functionality, and personality. The best starter homes have been thoughtfully updated where it matters most, while still leaving room for you to add your own style and make the space truly yours. A practical layout, a welcoming atmosphere, and a backyard big enough for summer barbecues, pets, or future dreams don't hurt either. If that sounds like what you've been searching for, welcome to 103 Chalmers Street North. Move-in ready and full of potential, this charming East Galt home has already seen many of the major updates completed, including a beautifully renovated kitchen in 2018 and a lovely updated bathroom in 2021. The rest is a blank canvas, ready for your personal touches over time. Beyond the front door, you'll find yourself in one of Cambridge's most beloved neighbourhoods. Located within walking distance of downtown Galt, you'll enjoy easy access to local favourites such as the Gaslight District, Cambridge Community Players, Hamilton Family Theatre, and the historic Old Post Office. Spend your weekends exploring charming boutiques, discovering family-run bakeries, and enjoying the vibrant restaurant scene that makes Galt such a special place to call home. Cute, character-filled, and packed with potential—103 Chalmers Street North is the kind of starter home that gets you into the market today and gives you room to grow tomorrow. The only thing missing is your story.
Price History
Property
- Lot Size
- 0.08 acres
Schools
Elementary
- St Anne Catholic Elementary School0.5 km
Catholic · Waterloo CDSB · 425 students
Grade 3 reading: 63% met the provincial standard · Grade 6 math: 27% met the provincial standard
- Central Public School0.8 km
Public · Waterloo Region DSB · 255 students
Grade 3 reading: 61% met the provincial standard · Grade 6 math: 38% met the provincial standard
- Chalmers Street Public School1.1 km
Public · Waterloo Region DSB · 385 students
Grade 3 reading: 58% met the provincial standard · Grade 6 math: 35% met the provincial standard
Secondary
- Glenview Park Secondary School1.7 km
Public · Waterloo Region DSB · 1055 students
Grade 10 literacy: 85% met the provincial standard
- Galt Collegiate and Vocational Institute1.7 km
Public · Waterloo Region DSB · 960 students
Grade 10 literacy: 83% met the provincial standard
- Monsignor Doyle Catholic Secondary School2.3 km
Catholic · Waterloo CDSB · 1115 students
Grade 10 literacy: 92% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N1R
- Population
- 42,928
- Private dwellings
- 18,081
- Median age
- 40.8
- Average household size
- 2.5
- Median household income
- $77,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Single Family in Cambridge · last 12 months
- Median sold price
- $675,000
- Homes sold
- 1,253
- Median days on market
- 19
- Sale-to-list price
- 100.6%
Based on 1,253 recorded sales of single family properties in Cambridge over the last 12 months.
Location
Mortgage Calculator
$97,000
Estimated Monthly Payment
$2,383
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,383/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $121/mo
Estimates only. Consult a financial advisor.
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