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54 CHESTNUT Street

54 CHESTNUT Street

St. Catharines, Ontario

5 bed • 2 bath • Single Family

$695,000

Turnkey duplex with value-add potential! This well-maintained income property features two self-contained units, including a 3-bedroom main floor suite and a 2-bedroom upper suite. Generating rental income from day one, the property also offers a full unfinished basement with a separate entrance and impressive 10-foot ceilings, creating exciting possibilities for future expansion. Set on a generous lot with rear lane access, this property presents a unique opportunity for investors seeking growth, additional income potential, or future redevelopment opportunities. Centrally located near shopping, schools, transit, and all downtown St. Catharines amenities. Whether you're looking to expand your portfolio or live in one unit while renting the other, this property checks all the boxes.

Price History

Schools

Elementary

  • St Theresa Catholic Elementary School0.5 km

    Catholic · Niagara CDSB · 200 students

    Grade 3 reading: 94% met the provincial standard

  • Burleigh Hill Public School0.9 km

    Public · DSB Niagara · 195 students

    Grade 3 reading: 100% met the provincial standard · Grade 6 math: 87% met the provincial standard

  • ÉÉC Sainte-Marguerite-Bourgeoys-St.Cath1 km

    French Catholic · CS catholique MonAvenir · 115 students

    Grade 6 math: 27% met the provincial standard

Secondary

  • Pope Francis Catholic Secondary School1.5 km

    Catholic · Niagara CDSB · 190 students

  • Niagara Catholic Online Secondary School1.5 km

    Catholic · Niagara CDSB

  • Thorold Secondary School1.5 km

    Public · DSB Niagara · 700 students

    Grade 10 literacy: 92% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L2T

Population
11,401
Private dwellings
5,309
Median age
42
Average household size
2.3
Median household income
$74,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in St. Catharines · last 12 months

Median sold price
$540,000
Homes sold
1,611
Median days on market
26
Sale-to-list price
96.6%

Based on 1,611 recorded sales of single family properties in St. Catharines over the last 12 months.

Location

Mortgage Calculator

$139,000

Estimated Monthly Payment

$3,414

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,414/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $174/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

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