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854 ELGIN Street

854 ELGIN Street

Cambridge, Ontario

2 bed • 2 bath • Single Family

$499,000

Welcome to this beautifully maintained and recently refreshed 2-bedroom, 2-bathroom semi-detached home in the highly sought-after Saginaw neighbourhood of Cambridge. Freshly painted throughout and offering the perfect blend of comfort, convenience, and low-maintenance living, this home is ideal for first-time buyers, downsizers, young professionals, and growing families alike.Step inside and discover a bright, functional layout designed for everyday living and entertaining. The spacious living areas are filled with natural light, while the well-appointed kitchen offers ample cabinetry and workspace. The adjoining dining and living spaces create an inviting setting for gatherings or quiet evenings at home.The generous primary bedroom is complemented by a second spacious bedroom and two full bathrooms, providing flexibility for families, guests, or a home office setup.Outside, enjoy a private outdoor space perfect for summer barbecues, morning coffee, or simply relaxing. The semi-detached design offers the benefits of homeownership with reduced maintenance.Located in one of Cambridge's most desirable family-friendly communities, you're just steps from excellent elementary, middle, and secondary schools, parks, walking trails, grocery stores, restaurants, and everyday amenities. Commuters will appreciate the quick access to Highway 401, making travel throughout the region effortless.Whether you're looking for your first home, a place to downsize without compromise, or a smart investment opportunity, this move-in-ready property is one you won't want to miss.

Price History

Schools

Elementary

  • Christ The King Catholic Elementary School0.3 km

    Catholic · Waterloo CDSB · 235 students

    Grade 3 reading: 65% met the provincial standard · Grade 6 math: 34% met the provincial standard

  • Elgin Street Public School0.5 km

    Public · Waterloo Region DSB · 420 students

    Grade 3 reading: 64% met the provincial standard · Grade 6 math: 46% met the provincial standard

  • St Margaret Catholic Elementary School1 km

    Catholic · Waterloo CDSB · 315 students

    Grade 3 reading: 69% met the provincial standard · Grade 6 math: 43% met the provincial standard

Secondary

  • St Benedict Catholic Secondary School0.8 km

    Catholic · Waterloo CDSB · 1955 students

    Grade 10 literacy: 90% met the provincial standard

  • Galt Collegiate and Vocational Institute2.4 km

    Public · Waterloo Region DSB · 960 students

    Grade 10 literacy: 83% met the provincial standard

  • Jacob Hespeler Secondary School3.1 km

    Public · Waterloo Region DSB · 1070 students

    Grade 10 literacy: 83% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N1R

Population
42,928
Private dwellings
18,081
Median age
40.8
Average household size
2.5
Median household income
$77,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in Cambridge · last 12 months

Median sold price
$675,000
Homes sold
1,255
Median days on market
19
Sale-to-list price
100.6%

Based on 1,255 recorded sales of single family properties in Cambridge over the last 12 months.

Location

Mortgage Calculator

$99,800

Estimated Monthly Payment

$2,451

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,451/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $125/mo

Estimates only. Consult a financial advisor.

R

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