
104 ELGIN Crescent
Waterloo, Ontario
3 bed • 2 bath • Single Family
Rarely offered bungalow in a mature, family-friendly neighbourhood! This well-maintained one-owner, 3-bedroom, 2-bathroom home offers 1098 square feet of comfortable main floor living space, making it ideal for first-time home buyers, young families, or downsizers. Step inside to find original hardwood flooring in select areas, generous and bright principal rooms with an abundance of natural light. The spacious lower level features a large professionally-built recreation room equipped with a wet bar creating the perfect setting for entertaining family and friends, a second bathroom with walk-in shower, and an impressive amount of storage space. Outside you will find a large fully fenced-in yard with a concrete patio surrounded by mature trees, offering plenty of room for children, pets, gardening, and outdoor gatherings. The spacious carport provides covered parking and includes a built-in storage shed complemented by an additional stand-alone shed for storage of outdoor equipment. This home is conveniently located within walking distance of two plazas, grocery shopping, a pharmacy, a community garden, parks, and a highly regarded daycare just around the corner. Known for its welcoming atmosphere and wonderful neighbours, this is a neighbourhood where people put down roots and stay. Major updates include a furnace (2022), roof (2013), and windows (replaced between 2006 and 2018). Welcome to a home in a desirable Waterloo location with superb curb appeal, which has been respected over the years by the original owner. This is an opportunity not to be missed!
Price History
Schools
Elementary
- École élémentaire L'Harmonie0.7 km
French public · CS Viamonde · 290 students
Grade 3 reading: 92% met the provincial standard · Grade 6 math: 79% met the provincial standard
- MacGregor Public School0.8 km
Public · Waterloo Region DSB · 510 students
- Elizabeth Ziegler Public School1 km
Public · Waterloo Region DSB · 510 students
Grade 3 reading: 71% met the provincial standard · Grade 6 math: 47% met the provincial standard
Secondary
- Waterloo Collegiate Institute1.3 km
Public · Waterloo Region DSB · 1480 students
Grade 10 literacy: 85% met the provincial standard
- Bluevale Collegiate Institute1.4 km
Public · Waterloo Region DSB · 1115 students
Grade 10 literacy: 88% met the provincial standard
- St David Catholic Secondary School1.6 km
Catholic · Waterloo CDSB · 1080 students
Grade 10 literacy: 97% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area N2J
- Population
- 20,899
- Private dwellings
- 10,672
- Median age
- 36.8
- Average household size
- 2.2
- Median household income
- $74,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Single Family in Waterloo · last 12 months
- Median sold price
- $695,000
- Homes sold
- 1,024
- Median days on market
- 21
- Sale-to-list price
- 99.8%
Based on 1,024 recorded sales of single family properties in Waterloo over the last 12 months.
Location
Mortgage Calculator
$119,800
Estimated Monthly Payment
$2,943
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,943/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $150/mo
Estimates only. Consult a financial advisor.
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