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104 ELGIN Crescent

104 ELGIN Crescent

Waterloo, Ontario

3 bed • 2 bath • Single Family

$599,000

Rarely offered bungalow in a mature, family-friendly neighbourhood! This well-maintained one-owner, 3-bedroom, 2-bathroom home offers 1098 square feet of comfortable main floor living space, making it ideal for first-time home buyers, young families, or downsizers. Step inside to find original hardwood flooring in select areas, generous and bright principal rooms with an abundance of natural light. The spacious lower level features a large professionally-built recreation room equipped with a wet bar creating the perfect setting for entertaining family and friends, a second bathroom with walk-in shower, and an impressive amount of storage space. Outside you will find a large fully fenced-in yard with a concrete patio surrounded by mature trees, offering plenty of room for children, pets, gardening, and outdoor gatherings. The spacious carport provides covered parking and includes a built-in storage shed complemented by an additional stand-alone shed for storage of outdoor equipment. This home is conveniently located within walking distance of two plazas, grocery shopping, a pharmacy, a community garden, parks, and a highly regarded daycare just around the corner. Known for its welcoming atmosphere and wonderful neighbours, this is a neighbourhood where people put down roots and stay. Major updates include a furnace (2022), roof (2013), and windows (replaced between 2006 and 2018). Welcome to a home in a desirable Waterloo location with superb curb appeal, which has been respected over the years by the original owner. This is an opportunity not to be missed!

Price History

Schools

Elementary

  • École élémentaire L'Harmonie0.7 km

    French public · CS Viamonde · 290 students

    Grade 3 reading: 92% met the provincial standard · Grade 6 math: 79% met the provincial standard

  • MacGregor Public School0.8 km

    Public · Waterloo Region DSB · 510 students

  • Elizabeth Ziegler Public School1 km

    Public · Waterloo Region DSB · 510 students

    Grade 3 reading: 71% met the provincial standard · Grade 6 math: 47% met the provincial standard

Secondary

  • Waterloo Collegiate Institute1.3 km

    Public · Waterloo Region DSB · 1480 students

    Grade 10 literacy: 85% met the provincial standard

  • Bluevale Collegiate Institute1.4 km

    Public · Waterloo Region DSB · 1115 students

    Grade 10 literacy: 88% met the provincial standard

  • St David Catholic Secondary School1.6 km

    Catholic · Waterloo CDSB · 1080 students

    Grade 10 literacy: 97% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N2J

Population
20,899
Private dwellings
10,672
Median age
36.8
Average household size
2.2
Median household income
$74,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in Waterloo · last 12 months

Median sold price
$695,000
Homes sold
1,024
Median days on market
21
Sale-to-list price
99.8%

Based on 1,024 recorded sales of single family properties in Waterloo over the last 12 months.

Location

Mortgage Calculator

$119,800

Estimated Monthly Payment

$2,943

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,943/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $150/mo

Estimates only. Consult a financial advisor.

R

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