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85 ALBERT Street

85 ALBERT Street

Waterloo, Ontario

  • 4 bed
  • 3 bath
  • Single Family
$1,499,900

Incredible opportunity to own a beautifully updated executive century home in one of Waterloo's most coveted locations, backing directly onto Waterloo Park and just steps from Uptown. The perfect blend of timeless character, modern luxury, and an unbeatable lifestyle. Spend summers in your own private backyard retreat, featuring a low-maintenance saltwater pool, mature trees, professional landscaping, and breathtaking views of Waterloo Park. Inside, this exceptionally bright three-storey home offers a spacious open-concept layout, elegant finishes, & sophisticated design throughout. The heart of the home is a dream kitchen designed for serious cooks, complete with professional built-in Thermador appliances, striking six-burner gas range, custom range hood, convenient pot filler, honed Carrara marble countertops, stainless apron-front sink, oversized island with built-in microwave drawer, and abundant custom cabinetry. The sun-filled main floor showcases hardwood flooring, beautiful gas fireplace with marble surround, generous dining space, and large new sliding door opening onto the backyard deck perfect for seamless indoor-outdoor entertaining. The second level features three spacious bedrooms, convenient upper-level laundry, and a luxurious main bathroom with a whirlpool tub, separate glass shower, and exceptional storage. The third floor offers outstanding flexibility with a bright family room overlooking the park, a private office, and a beautifully appointed bathroom with marble finishes. Ideal as a guest retreat, teen hideaway, home office, or potential in-law suite. Walk to everything that makes Uptown Waterloo so desirable, including boutique shopping, exceptional restaurants, Waterloo Park, the LRT, both universities, Perimeter Institute, CIGI, the Clay & Glass Gallery, trails, and countless community amenities. A rare opportunity to own a truly exceptional home where historic charm, contemporary luxury, and one of Waterloo's finest settings come together.

Price History

Property

Lot Size
0.14 acres

Schools

Elementary

  • MacGregor Public School0.2 km

    Public · Waterloo Region DSB · 510 students

  • Our Lady of Lourdes Catholic Elementary School1.1 km

    Catholic · Waterloo CDSB · 385 students

    Grade 3 reading: 71% met the provincial standard · Grade 6 math: 45% met the provincial standard

  • Elizabeth Ziegler Public School1.3 km

    Public · Waterloo Region DSB · 510 students

    Grade 3 reading: 71% met the provincial standard · Grade 6 math: 47% met the provincial standard

Secondary

  • Waterloo Collegiate Institute1.2 km

    Public · Waterloo Region DSB · 1480 students

    Grade 10 literacy: 85% met the provincial standard

  • St David Catholic Secondary School1.7 km

    Catholic · Waterloo CDSB · 1080 students

    Grade 10 literacy: 97% met the provincial standard

  • Kitchener Waterloo Collegiate and Vocational School2 km

    Public · Waterloo Region DSB · 1650 students

    Grade 10 literacy: 88% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N2L

Population
37,953
Private dwellings
19,681
Median age
29.8
Average household size
2.2
Median household income
$69,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in Waterloo · last 12 months

Median sold price
$693,750
Homes sold
1,042
Median days on market
21
Sale-to-list price
99.8%

Based on 1,042 recorded sales of single family properties in Waterloo over the last 12 months.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$299,980

Estimated Monthly Payment

$7,369

Land transfer tax

Estimated land transfer tax$26,473

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $7,369/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $375/mo

Estimates only. Consult a financial advisor.

R

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