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63 BIRCH Street

63 BIRCH Street

Cambridge, Ontario

4 bed • 3 bath • Multi-family

$995,000

Welcome to this captivating stone home in a quiet, highly desirable East Galt neighbourhood. Offering unrivalled versatility on a quarter-acre lot, this property is currently configured as a premium duplex. It serves as an incredible income-generating mortgage helper, a lucrative addition to your portfolio, or the ultimate multi-generational haven with two distinct, private spaces under one roof. For those looking for a grand single-family estate, the flexible layout can easily revert to its original layout, complete with a massive upper-level primary suite or private young adult zone.Inside, historic charm seamlessly blends with modern comfort. The main level layout features rich hardwood flooring, detailed trim, elegant crown moulding, pocket doors, and a breathtaking exposed stone accent wall. This level includes three bright bedrooms, a large formal dining room perfect for hosting, and an inviting living room filled with natural light. The chef's kitchen is beautifully appointed with premium granite countertops, a gas cooktop, a built-in wall oven, and abundant cabinetry. Just steps away, a charming covered front porch provides a peaceful spot for morning coffee.The true crown jewel of the home is the show-stopping family room. Loaded with rustic warmth, this expansive space is tailor-made for entertaining. Elegant French doors sweep open to a lovely interlocking brick patio and a massive backyard oasis—a rare find with open green space for kids and pets to play.Adding even more value to this multi-unit property is a large, L-shaped detached garage, workshop, or man cave, perfect for a hobbyist, contractor, or car enthusiast. The property features extensive parking options with plenty of space in both the garage and the oversized driveway to comfortably accommodate tenants and owners alike.Whether you want to live in one unit and rent the other, house extended family, or maximize rental income, this rare gem delivers. Book a private showing today.

Price History

Schools

Secondary

  • Glenview Park Secondary School0.6 km

    Public · Waterloo Region DSB · 1055 students

    Grade 10 literacy: 85% met the provincial standard

  • Monsignor Doyle Catholic Secondary School1.5 km

    Catholic · Waterloo CDSB · 1115 students

    Grade 10 literacy: 92% met the provincial standard

  • Galt Collegiate and Vocational Institute2.1 km

    Public · Waterloo Region DSB · 960 students

    Grade 10 literacy: 83% met the provincial standard

Elementary

  • Stewart Avenue Public School0.6 km

    Public · Waterloo Region DSB · 510 students

    Grade 3 reading: 52% met the provincial standard · Grade 6 math: 55% met the provincial standard

  • Central Public School0.6 km

    Public · Waterloo Region DSB · 255 students

    Grade 3 reading: 61% met the provincial standard · Grade 6 math: 38% met the provincial standard

  • St Andrew's Public School1 km

    Public · Waterloo Region DSB · 335 students

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N1R

Population
42,928
Private dwellings
18,081
Median age
40.8
Average household size
2.5
Median household income
$77,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Multi-family in Cambridge · last 12 months

Median sold price
$675,000
Homes sold
1,264
Median days on market
19
Sale-to-list price
100.6%

Based on 1,264 recorded sales of multi-family properties in Cambridge over the last 12 months.

Walk Score

78

Walk

54

Transit

72

Bike

Scores by Walk Score®

Location

Mortgage Calculator

$199,000

Estimated Monthly Payment

$4,888

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $4,888/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $249/mo

Estimates only. Consult a financial advisor.

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