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565 ST DAVID Street

565 ST DAVID Street

Fergus, Ontario

3 bed • 2 bath • Single Family

$995,000

A RARE BLEND OF HISTORY, INCOME POTENTIAL, AND MODERN LIVING. Step into a piece of Fergus history, lovingly reimagined for modern living. Dating back to the 1870s, this remarkable limestone home blends timeless character with thoughtful updates, offering an exceptional lifestyle and rare versatility. Rich in heritage yet designed for today's needs, it is truly one of a kind. Inside, you'll discover new flooring throughout the main and upper levels, a beautifully renovated kitchen, and an inviting layout that honours the home's historic charm. Upstairs, the spacious primary retreat is paired with a stunning spa-inspired bathroom featuring vaulted ceilings, a statement chandelier above the soaker tub, and a separate walk-in shower, creating the perfect place to begin and end each day. At the rear of the home, an existing-use commercial kitchen offers endless possibilities for caterers, bakers, food entrepreneurs, or anyone seeking a unique live-work opportunity with exceptional income potential. Adding even more versatility is the fully self-contained garden suite, complete with its own kitchen, living area, bedroom, bathroom, private entrance, and outdoor seating area. Ideal for multigenerational living, welcoming guests, generating rental income, or exploring bed and breakfast potential. Surrounded by mature trees, the fully fenced backyard is a private retreat designed for both entertaining and quiet moments. Enjoy a spacious deck, patio, gazebo, outdoor fireplace, and a charming year-round bunkie perfect as a home office, guest suite, art studio, gym, or hobby space. The property also includes additional storage, a two-car carport, and parking for up to eight vehicles. Just minutes from downtown Fergus, parks, schools, restaurants, and everyday amenities, this extraordinary property offers the rare opportunity to own a historic home where timeless beauty, modern comfort, and endless possibilities come together.

Price History

Property

Lot Size
0.27 acres

Schools

Elementary

  • James McQueen Public School0.5 km

    Public · Upper Grand DSB · 245 students

    Grade 3 reading: 56% met the provincial standard

  • Victoria Terrace Public School0.5 km

    Public · Upper Grand DSB · 200 students

    Grade 3 reading: 100% met the provincial standard · Grade 6 math: 50% met the provincial standard

  • St Joseph - Fergus Catholic Elementary School0.5 km

    Catholic · Wellington CDSB · 565 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 88% met the provincial standard

Secondary

  • Centre Wellington District High School2.3 km

    Public · Upper Grand DSB · 1190 students

    Grade 10 literacy: 89% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area N1M

Population
18,498
Private dwellings
7,546
Median age
42.4
Average household size
2.5
Median household income
$95,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Single Family in Fergus · last 12 months

Median sold price
$0
Homes sold
0
Median days on market
0
Sale-to-list price
0.0%

Based on 0 recorded sales of single family properties in Fergus over the last 12 months.

Location

Mortgage Calculator

$199,000

Estimated Monthly Payment

$4,888

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $4,888/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $249/mo

Estimates only. Consult a financial advisor.

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