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106 Spruce Hill Road

106 Spruce Hill Road

Toronto E02, ON

  • 4 bed
  • 2 bath
  • approx. 1100-1500 sqft
  • Semi-Detached
$1,349,999

BALMY BEACH MAGIC. COUNTRY FEELS. CITY ADDRESS. One of The Beach's most coveted streets, where kids learn to ride their bikes in the lane, neighbours become friends, and you can hear the school bell ringing from beloved Balmy Beach School. This is the kind of street people dream about! An epic front porch made for morning coffees or evening wine. A crazy deep lot backing onto the lane, surrounded by a majestic tree canopy & loved gardens - that rare feeling of living in the country while being steps from everything The Beach has to offer. Inside, soaring 10-ft ceilings, hardwood floors, an open-concept layout and a fabulous main-floor family room with a walkout to the sun deck make family life effortless. And the lower level? Options galore! A fully self-contained, one-bedroom, super bright suite with its own separate entrance (complete with French doors!), kitchen, three-piece bath and terrace. Perfect for extended family, guests, income potential or simply reclaiming the space for an incredible family hangout. Shared laundry adds flexibility, and two-car parking off the rear lane is epic. Steps to Balmy Beach School, a short stroll to Queen Street, the boardwalk, the lake and everything we love about Beach life. Big-porch energy. Small-town soul. One seriously special Beach address.

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Listing Details

Taxes (2026)
$6,921
Listed
October 28, 2026

Price History

Property

Style
2-Storey
Construction
Vinyl Siding, Other
Roof
Asphalt Shingle, Membrane
Foundation
Brick
Interior
Accessory Apartment, Guest Accommodations, In-Law Capability, In-Law Suite
Lot Size
25 x 120 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Queen St E & Spruce Hill Rd
Parcel Number
210070097
Possession
30-59 days
Occupancy
Owner

Included

Inclusions
Improvements include 2023 50-year roof gutters and downspout. Water heater (2026 Rental $47.00 per month+/-)Sewer line upgrade at street level per City Code Requirement $7,500 LOWER LEVEL WALK OUT IMPROVEMENTS: kitchen cabinets and appliances (including gas line) $20,000, bathroom $5,000, Ridley full size window and French doors $4,500, Walk in closet/storage areas and laundry area $7,700, Electric fireplace with heating element $3,500. Please see Schedule B for further details.
Exclusions
None
Rental Items
Please see Schedule B

Schools

Elementary

  • Balmy Beach Community School0.1 km

    Public · Toronto DSB · 390 students

    Grade 3 reading: 95% met the provincial standard · Grade 6 math: 62% met the provincial standard

  • St Denis Catholic School0.3 km

    Catholic · Toronto CDSB · 250 students

    Grade 3 reading: 100% met the provincial standard · Grade 6 math: 62% met the provincial standard

  • St John Catholic School0.6 km

    Catholic · Toronto CDSB · 380 students

    Grade 3 reading: 82% met the provincial standard · Grade 6 math: 38% met the provincial standard

Secondary

  • Notre Dame Catholic High School0.6 km

    Catholic · Toronto CDSB · 510 students

    Grade 10 literacy: 97% met the provincial standard

  • Neil McNeil High School0.7 km

    Catholic · Toronto CDSB · 770 students

    Grade 10 literacy: 83% met the provincial standard

  • Malvern Collegiate Institute0.9 km

    Public · Toronto DSB · 1140 students

    Grade 10 literacy: 96% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area M4E

Population
25,473
Private dwellings
11,581
Median age
42.8
Average household size
2.3
Median household income
$112,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Toronto E02 · last 12 months

Median sold price
$1,212,750
Homes sold
522
Median days on market
10
Sale-to-list price
105.0%

Based on 522 recorded sales of residential freehold properties in Toronto E02 over the last 12 months.

Rooms

4-piece on Second, 3-piece on Lower

Second

  • Bedroom 211'11" x 10'10"
  • Bedroom 38'11" x 5'11"
  • Primary Bedroom13' x 10'10"

Main

  • Dining Room15'11" x 11'1"
  • Family Room15'8" x 13'
  • Foyer15'7" x 6'1"
  • Kitchen12' x 7'11"
  • Living Room12'1" x 10'9"

Lower

  • Bedroom 410'9" x 7'8"
  • Kitchen11'4" x 7'8"
  • Laundry7'8" x 6'2"
  • Recreation14'5" x 11'3"
  • Utility Room8'3" x 3'2"

Listed by

ROYAL LEPAGE SIGNATURE REALTY

Walk Score

93

Walk

72

Transit

61

Bike

Scores by Walk Score®

Mortgage Calculator

$270,000

Estimated Monthly Payment

$6,632

Land transfer tax

Estimated land transfer tax$23,475

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $6,632/mo (20% down, 5.5%)

Taxes: $577/mo · Insurance: $337/mo

Estimates only. Consult a financial advisor.

R

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