386 Bear Road
Georgina Islands, ON
- 6 bed
- 4 bath
- approx. 3000-3500 sqft
- Detached
Exceptional Georgina Island waterfront living on Lake Simcoe! Meticulously maintained & move-in ready! This approximately 3200 sq. ft. two storey cottage offers quiet privacy, luxurious living &, with 6 bedrooms, 4 bathrooms & two huge great rooms, space for family & friends. Accessible by either boat or a dedicated car/passenger ferry (see attached ferry schedule), the property has about 120 ft of waterfront & over 70 ft of composite/aluminum dock with a southern exposure, calm, clear & weed-free shallow water entry for easy boating, swimming, paddle-boarding, kayaking & canoeing. Lake views are fabulous, from inside through the floor-to-ceiling walls of windows on both levels and outside from sunny & shady spots on lawns large enough for games of all sorts. There is a lovely perennial rock garden by the large driveway off the well-cared for road as well as a double-door oversize garage with 100 amp electrical service, finished interior walls, room for 2 vehicles, lots of workshop space and a bonus finished loft above with a foosball table for more cottage fun. The cottage itself has 200 amp service with a whole-home surge protector & a 22kw Generac generator with automatic transfer which covers everything. For comfort, there is forced-air propane heating & central a/c & a HRV for always fresh indoor air. Some other top features: -excellent water treatment system with filtration & UV disinfection -LED potlights on main & upper level/ wood, slate & stone floors -vaulted ceilings on upper level -kitchen with stainless appliances & 2 walk in pantries -central vac with kitchen toe-kick -a dedicated propane line for the included Napoleon bbq on upper deck -Smart thermostat for remote control -Denon multi-speaker sound system -dedicated finished laundry room with laundry sink -new roofs (house & garage) 2023 -new hot water tank (2024) & new water softener (2025). Current land lease until 2056 with irrevocable option to renew until 2105!
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2026)
- $5,324
- Listed
- August 19, 2026
Price History
Property
- Style
- 2-Storey
- Age
- 16-30
- Construction
- Concrete, Other
- Roof
- Asphalt Shingle
- Foundation
- Concrete, Slab
- Interior
- Carpet Free, Central Vacuum, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Water Softener, Water Treatment, ERV/HRV, Generator - Full, Water Purifier
- Lot Size
- 123 x 195 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 2
- Total Parking
- 8
Utilities
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- Chief Joseph Snake Rd & Bear Rd
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- All existing appliances - Fridge, Stove, Dishwasher, 2nd Fridge and Freezer, All Existing Light Fixtures and Window Coverings, All Furnishings (Some exceptions to be provided by Seller), Existing Dock over 70ft.
- Exclusions
- Personal Belongings, Other Items Seller Will Detail
- Rental Items
- Propane Tank
Waterfront
- Water Body
- Lake Simcoe
- Shoreline
- Clean, Mixed
- Docking
- Private
Community
Postal area L0E
- Population
- 21,898
- Private dwellings
- 10,072
- Median age
- 46.8
- Average household size
- 2.5
- Median household income
- $90,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Georgina Islands · last 12 months
- Median sold price
- $279,900
- Homes sold
- 11
- Median days on market
- 36
- Sale-to-list price
- 91.5%
Based on 11 recorded sales of residential freehold properties in Georgina Islands over the last 12 months.
Rooms
2-piece on Main, 4-piece on Upper, 5-piece on Upper, 3-piece on Main
Upper
- Bathroom10'7" x 5'3"
- Bathroom13'8" x 9'4"
- Bedroom 210'11" x 12'2"
- Bedroom 310'3" x 12'2"
- Dining Room12'6" x 11'9"
- Great Room22'11" x 22'4"
- Kitchen9'9" x 11'8"
- Primary Bedroom13'5" x 11'7"
Main
- Bathroom9'7" x 9'
- Bathroom
- Bedroom9'11" x 8'10"
- Bedroom 59'3" x 11'7"
- Great Room
- Laundry5'11" x 6'10"
- Primary Bedroom12'10" x 10'7"
- Utility Room7'1" x 6'10"
Listed by
REMAX YOUR COMMUNITY REALTY
Walk Score
Walk
Bike
Scores by Walk Score®
Location
Street View
Mortgage Calculator
$139,800
Estimated Monthly Payment
$3,434
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,434/mo (20% down, 5.5%)
Taxes: $444/mo · Insurance: $175/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
Online
Reita is an automated assistant, not a licensed real estate agent. This listing mentions composite/aluminum. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?