109 Elgin Street

Orillia, ON

3,175 sqft • Investment • 233 days on market

$649,000Price reduced 7%

Zoned C4i, this charming two-storey brick home offers exceptional flexibility for residential, commercial, rental income, or mixed-use possibilities. Ideally located just steps from the downtown waterfront and close to parks, shopping, and all amenities. This 4 bedroom, 2 bathroom, property is freshly painted, filled with character, featuring high ceilings on both levels, a classic wood staircase, carpet-free living with laminate and ceramic flooring throughout, and a wide front porch sets the tone-ideal for morning coffee or evening unwinding. The main floor includes a large bedroom, 3 pc bath, a well-sized kitchen, and a bright living area. Both front and rear entrances naturally support flexible live/work or multi-purpose space arrangements. The upper level includes an additional prep kitchen area with a sink, cabinetry, and counter space, 3 bright bedrooms, and a 4 pc bathroom, allowing for adaptable configurations such as a home-based business, professional office, live/work setup, or personalized retreat. 3 parking spaces offers convenience in the heart of the city. Rich in character and history, this centrally located property presents an excellent opportunity for investors, entrepreneurs, or homeowners seeking versatile space and potential supplemental income.

Listing Details

Taxes (2025): $3,084
Originally Listed: $699,000
Listed: January 8, 2026

Price History

Listing history

Property

Lot Size: 46 x 70 Feet

Location & Legal

Cross Street: Front Street
Zoning: C4i
Parcel Number: 586700005
Possession: Flexible

Commercial

Occupancy: Vacant

Included

Inclusions: Fridge, Stove, Range Hood
Rental Items: None

Community

Postal area L3V

Population: 48,651
Private dwellings: 22,293
Median age: 47.6
Average household size: 2.3
Median household income: $77,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Commercial in Orillia · last 12 months

Median sold price: $590,000
Homes sold: 539
Median days on market: 27
Sale-to-list price: 96.4%

Based on 539 recorded sales of commercial properties in Orillia over the last 12 months.

Listed by

HOMELIFE GOLCONDA REALTY INC.

Walk Score

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Location

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Commercial figures

Building area: 3,175 sq ft
Price per sq ft: $204.41
Annual property tax: $3,084
Tax per sq ft: $0.97

Derived from the listing's own figures. Taxes are as reported by the listing brokerage and may be a prior year.

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