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641 Bay Street

641 Bay Street

Midland, ON

  • 3 bed
  • 2 bath
  • approx. 1100-1500 sqft
  • Detached
  • 135 days on market
$629,777Price reduced 3%

Welcome to your perfect family home, ideally situated in the heart of Midland. Just a short walk to shops, schools, trails, and the shores of beautiful Georgian Bay, this charming 3+ bedroom century home offers the perfect blend of character and modern updates. Step inside and enjoy the warmth of hardwood floors, freshly painted, a spacious kitchen with island, and separate family, living, and dining areas ideal for both everyday living and gathering with loved ones. With two full bathrooms, gas heat, and central air, comfort comes standard. Outside, the large deck with a covered roof sets the stage for relaxed summer barbecues and quiet evenings. The oversized detached garage offers great storage or workspace, and the generous 50' x 150' in-town lot gives you room to grow. Lovingly maintained and thoughtfully updated from top to bottom - ask for the full list of upgrades. Don't miss this one! What are you waiting for.

Listing Details

Taxes (2025)
$3,549
Originally Listed
$649,777
Listed
May 6, 2026

Price History

Listing history

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Property

Style
2-Storey
Construction
Vinyl Siding, Wood
Roof
Asphalt Shingle
Foundation
Stone
Interior
Water Heater
Lot Size
50.04 x 150.28 Feet

Parking

Garage
Detached
Covered Spaces
2
Total Parking
6

Utilities

Sewer
Sewer
Heat Source
Gas

Location & Legal

Cross Street
Bay - Fourth
Zoning
R3
Parcel Number
584610177
Possession
Flexible
Occupancy
Tenant

Included

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, some window coverings.
Exclusions
All tenant belongings
Rental Items
Hot water tank.

Schools

Elementary

  • Mundy's Bay Elementary Public School0.5 km

    Public · Simcoe County DSB · 440 students

    Grade 3 reading: 67% met the provincial standard · Grade 6 math: 45% met the provincial standard

  • Bayview Public School0.9 km

    Public · Simcoe County DSB · 340 students

    Grade 3 reading: 47% met the provincial standard · Grade 6 math: 45% met the provincial standard

  • Huron Park Public School1.4 km

    Public · Simcoe County DSB · 435 students

    Grade 3 reading: 70% met the provincial standard · Grade 6 math: 43% met the provincial standard

Secondary

  • Georgian Bay District Secondary School1 km

    Public · Simcoe County DSB · 1110 students

    Grade 10 literacy: 82% met the provincial standard

  • St Theresa's Separate School2 km

    Catholic · Simcoe Muskoka CDSB · 730 students

    Grade 10 literacy: 76% met the provincial standard

  • École secondaire Le Caron4 km

    French public · CS Viamonde · 100 students

    Grade 10 literacy: 100% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L4R

Population
19,245
Private dwellings
8,901
Median age
50.4
Average household size
2.2
Median household income
$70,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Midland · last 12 months

Median sold price
$515,000
Homes sold
253
Median days on market
35
Sale-to-list price
95.7%

Based on 253 recorded sales of residential freehold properties in Midland over the last 12 months.

Rooms

3-piece on Main, 4-piece on Second

Second

  • Bathroom6'1" x 8'7"
  • Bedroom17'1" x 17'1"
  • Bedroom 211' x 12'1"
  • Bedroom 311'9" x 11'9"

Main

  • Bathroom7'6" x 7'2"
  • Dining Room11'7" x 13'2"
  • Family Room11'2" x 13'3"
  • Kitchen11'2" x 13'1"
  • Living Room17'2" x 10'6"

Listed by

RE/MAX Georgian Bay Realty Ltd

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$125,955

Estimated Monthly Payment

$3,094

Land transfer tax

Estimated land transfer tax$9,071

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,094/mo (20% down, 5.5%)

Taxes: $296/mo · Insurance: $157/mo

Estimates only. Consult a financial advisor.

R

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