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15204 Highway 12 Highway

15204 Highway 12 Highway

Tay, ON

  • 4 bed
  • 3 bath
  • approx. 1100-1500 sqft
  • Detached
$699,500Price reduced 3%

Nestled along the shores of Hogg Creek, this lovely raised bungalow offers a rare waterfront lifestyle with waterfront on both sides of the creek. Enjoy your morning coffee, stroll across your private bridge to your own peaceful parcel of nature while Rainbow & Brown Trout, Chinook, & Coho Salmon swim by in season. This home blends comfort, recreation, & country charm. Relax on the back deck overlooking the creek rapids, enjoy the fenced yard, or consider raising chickens, & picking your own apples! Two powered sheds with workbenches provide excellent space for storage, hobbies, or workshop use. Inside, the bright foyer features a spacious double closet with decorative niche above. The main level offers an inviting open-concept layout with a sun-filled living room & walkout to the back deck with gated stairs leading toward the creek.. The dining area is enhanced by large windows & an elegant chandelier, while the kitchen features quartz countertops, pot lights, a large island with seating for three, pendant lighting, & abundant natural light. The primary bedroom overlooks the creek rapids and includes a walk-through closet leading to a stylish 3-piece ensuite with glass shower. A second bedroom, 4-piece bathroom, linen storage, & convenient main floor laundry complete the upper level. The lower level offers in-law capability with a bright open-concept layout, walkout basement, spacious living room with sliding glass doors to a covered patio, dining area, and efficient galley kitchen. A second primary bedroom offers serene creek views, while another bedroom & spacious 4-piece bathroom provide comfortable accommodations. Separate laundry hookups are located in the utility room. Ideally located for year-round recreation with easy access to the beaches & marina in Victoria Harbour, cycling & walking on the Tay Trail, golf courses, Highway 400, & skiing at MSLM. A rare opportunity to enjoy waterfront living, natural beauty, and flexible multi-generational space.

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Listing Details

Taxes (2025)
$3,681
Originally Listed
$719,900
Listed
May 21, 2026

Price History

Property

Style
Bungalow-Raised
Age
0-5
Construction
Brick, Vinyl Siding
Roof
Shingles
Foundation
Concrete Block
Interior
Air Exchanger, Carpet Free, In-Law Capability, None, Primary Bedroom - Main Floor, Sewage Pump, Storage, Sump Pump, Water Heater Owned, Water Purifier, Water Treatment, Workbench
Lot Size
78.5 x 209 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
8

Utilities

Sewer
Septic
Heat Source
Gas

Location & Legal

Cross Street
Newton St, & Reeves Road
Parcel Number
585110023
Possession
60-89 days
Occupancy
Owner

Included

Inclusions
Fridge x 2, Stove, Dishwasher, Washer, Dryer, Window Coverings, Breakfast Island Chairs
Exclusions
Washer & Dryer in Utility Room, Kid's Playground in the back yard. Gold/Bronze coloured hand pump on top of the dug well. Camera on the back shed.
Rental Items
none

Waterfront

Water Body
Hogg's Bay
Shoreline
Natural
Docking
None

Schools

Elementary

  • Tay Shores Public School1.8 km

    Public · Simcoe County DSB · 630 students

    Grade 3 reading: 46% met the provincial standard · Grade 6 math: 43% met the provincial standard

  • St Antoine Daniel Catholic School2.1 km

    Catholic · Simcoe Muskoka CDSB · 290 students

    Grade 3 reading: 62% met the provincial standard · Grade 6 math: 26% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L0K

Population
38,386
Private dwellings
22,207
Median age
50.8
Average household size
2.4
Median household income
$88,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Tay · last 12 months

Median sold price
$570,000
Homes sold
173
Median days on market
30
Sale-to-list price
95.8%

Based on 173 recorded sales of residential freehold properties in Tay over the last 12 months.

Rooms

3-piece on Main, 4-piece on Main, 4-piece on Basement

Main

  • Bedroom 210'8" x 9'11"
  • Dining Room13'5" x 9'11"
  • Kitchen13'5" x 10'5"
  • Living Room13'7" x 13'5"
  • Primary Bedroom14'4" x 10'11"

Basement

  • Bedroom14'1" x 10'1"
  • Bedroom 213' x 9'2"
  • Dining Room13' x 9'11"
  • Kitchen9'11" x 4'5"
  • Living Room14' x 13'
  • Utility Room12'6" x 9'10"

Listed by

RIGHT AT HOME REALTY

Walk Score

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Mortgage Calculator

$139,900

Estimated Monthly Payment

$3,436

Land transfer tax

Estimated land transfer tax$10,465

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,436/mo (20% down, 5.5%)

Taxes: $307/mo · Insurance: $175/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Two powered sheds with workbenches provide excellent space for storage, hobbies, or workshop use.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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