121 Maskinonge Road
Tay, ON
- 2 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
- 120 days on market
Discover affordable waterfront living on the breathtaking shores of Georgian Bay in the peaceful community of Victoria Harbour. Tucked away at the end of a quiet dead-end street, this charming 2-bedroom, 1-bathroom cottage offers an incredible opportunity to own a slice of Georgian Bay at an accessible price point - whether you're searching for a year-round home, weekend getaway, or family cottage retreat. Set on an impressive 76 x 294 ft lot with 76 feet of private waterfront, this property is designed for enjoying the outdoors. Spend your days boating, fishing, kayaking, or paddle boarding from the brand-new 100-foot dock (2024) leading to a spacious 180 sq ft waterfront platform. Relax on the sandy shoreline, cook in the outdoor kitchen, or unwind in the standout enclosed hexagon gazebo - a cozy all-season space perfect for morning coffee, evening drinks, games night, or enjoying waterfront views no matter the weather. The property also features a newly built bunkie (2025), three storage sheds, an additional gazebo, and a large 15 x 12 ft deck platform ideal for entertaining family and friends. Inside, the approximately 900 sq ft cottage is warm, welcoming, and full of character. The spacious living and dining area features a cozy gas fireplace and flows into the functional kitchen, while the separate family room with its own gas fireplace offers extra space to gather and relax after a day on the bay. Two comfortable bedrooms and a 3-piece bathroom complete the layout. Located just 1.5 hours from the GTA and only 10 minutes off HWY 400 for an easy cottage commute. Close to shopping, restaurants, marinas, parks, Tay Shore Trail, and everyday amenities, this is your chance to enjoy the waterfront lifestyle without the premium price tag often found on Georgian Bay. Affordable, private, and packed with outdoor features, this waterfront gem is a rare opportunity you won't want to miss.
Listing Details
- Taxes (2025)
- $2,104
- Originally Listed
- $649,000
- Listed
- May 20, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Construction
- Aluminum Siding
- Roof
- Metal
- Foundation
- Unknown
- Interior
- Water Heater Owned, Carpet Free, Primary Bedroom - Main Floor
- Lot Size
- 76.1 x 203.9 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 4
Utilities
- Sewer
- Septic
- Heat Source
- Gas
Location & Legal
- Cross Street
- Highway 12 and Caswell's Beach Rd
- Zoning
- RS
- Parcel Number
- 584960043
- Possession
- Immediate
- Occupancy
- Vacant
Included
- Inclusions
- Fridge, Stove, All contents of cottage & sheds, dock
- Exclusions
- None
Waterfront
- Water Body
- Georgian Bay
- Shoreline
- Shallow, Sandy
- Docking
- Private
Schools
Elementary
- St Antoine Daniel Catholic School1.7 km
Catholic · Simcoe Muskoka CDSB · 290 students
Grade 3 reading: 62% met the provincial standard · Grade 6 math: 26% met the provincial standard
- Tay Shores Public School2.6 km
Public · Simcoe County DSB · 630 students
Grade 3 reading: 46% met the provincial standard · Grade 6 math: 43% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L0K
- Population
- 38,386
- Private dwellings
- 22,207
- Median age
- 50.8
- Average household size
- 2.4
- Median household income
- $88,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Tay · last 12 months
- Median sold price
- $573,000
- Homes sold
- 171
- Median days on market
- 30
- Sale-to-list price
- 95.9%
Based on 171 recorded sales of residential freehold properties in Tay over the last 12 months.
Rooms
3-piece on Main
Main
- Bathroom
- Bedroom10' x 18'6"
- Bedroom 28'6" x 8'7"
- Dining Room12'11" x 9'7"
- Family Room8'2" x 8'7"
- Kitchen7'7" x 8'2"
- Living Room17'10" x 9'8"
Listed by
COLDWELL BANKER THE REAL ESTATE CENTRE
Walk Score
Walk Score is unavailable for this address right now.
Location
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Mortgage Calculator
$119,800
Estimated Monthly Payment
$2,943
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,943/mo (20% down, 5.5%)
Taxes: $175/mo · Insurance: $150/mo
Estimates only. Consult a financial advisor.
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