4464 Plum Point Road
Ramara, ON
- 3 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
- 72 days on market
Welcome to this direct lakefront, cute and cozy, beautifully maintained three-season cottage located in highly sought-after McPhee Bay on Lake Simcoe. This charming bungalow is situated on a concrete slab foundation and features a classic wood exterior and is on an impressive 193 foot lot. The property boasts an easy-access, sandy-bottom, shallow-entry waterfront with million-dollar lake views. The cottage comes well-equipped including all furniture and ready for you to enjoy, offering three comfortable bedrooms, a three-piece washroom, and a living room featuring a cozy electric fireplace. Recent renovations complement the home, including a beautifully updated kitchen and pot-lit ceiling in living room. For outdoor living and entertaining, it features a large two-tiered entertainer's deck, aluminum dock with wood inserts, garden shed and an additional large shed for your toys. Other property details include electric baseboard heating, a high dry concrete slab crawl space and a private driveway. Easily accessible year-round, you are located only minutes away from Casino Rama Entertainment, Orillia, shops, restaurants, golf courses, bike, walking and snowmobile trails.
Listing Details
- Taxes (2026)
- $2,709
- Originally Listed
- $699,900
- Listed
- July 10, 2026
Price History
Property
- Style
- Bungalow
- Construction
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Concrete, Slab
- Interior
- Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
- Lot Size
- 35 x 193.76 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 3
Utilities
- Water
- Lake/River
- Sewer
- Septic
- Heat Source
- Electric
Location & Legal
- Cross Street
- Plum Point Road & Highway 12
- Zoning
- HR
- Parcel Number
- 587080028
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- All window coverings and blinds, fridge, stove, aluminum dock with wood inserts, all furniture, all outdoor furniture, 3 ceiling fans and propane barbeque.
- Exclusions
- Microwave oven, 2 outdoor bar chairs, personal items
Waterfront
- Water Body
- Lake Simcoe
- Shoreline
- Clean, Sandy, Shallow
- Docking
- Private
Schools
Elementary
- Uptergrove Public School1.4 km
Public · Simcoe County DSB · 270 students
Grade 3 reading: 88% met the provincial standard · Grade 6 math: 24% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L3V
- Population
- 48,651
- Private dwellings
- 22,293
- Median age
- 47.6
- Average household size
- 2.3
- Median household income
- $77,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Ramara · last 12 months
- Median sold price
- $675,000
- Homes sold
- 176
- Median days on market
- 31
- Sale-to-list price
- 94.8%
Based on 176 recorded sales of residential freehold properties in Ramara over the last 12 months.
Rooms
3-piece
Main
- Bedroom 27'1" x 6'1"
- Bedroom 37'6" x 7'2"
- Dining Room9' x 9'6"
- Kitchen8'5" x 8'
- Living Room16'6" x 6'7"
- Primary Bedroom11'2" x 6'7"
Listed by
RE/MAX HALLMARK YORK GROUP REALTY LTD.
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$137,980
Estimated Monthly Payment
$3,389
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $3,389/mo (20% down, 5.5%)
Taxes: $226/mo · Insurance: $172/mo
Estimates only. Consult a financial advisor.
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