4298 Plum Point Road
Ramara, ON
- 6 bed
- 3 bath
- approx. 3000-3500 sqft
- Detached
- 68 days on market
WELCOME TO YOUR PRIVATE LAKE SIMCOE RETREAT! Set on approx.100 feet of beautifully rebuilt granite-boulder shoreline, this extensively renovated waterfront home offers approximately 3,500 sq. ft. of bright, open-concept living space with breathtaking lake views and exceptional flexibility for family living, entertaining & hosting guests. Expansive windows and sliding patio doors fill the home with natural light, creating a seamless connection to the outdoors. The thoughtfully designed layout features 6 bedrooms, 2 kitchens, and 3 bathrooms. The main level offers a spacious living area, a full kitchen with new stainless steel appliances, an oversized bedroom for two queen beds, and an updated 3-piece bath. Upstairs, the quartz kitchen with new appliances opens to a sun-filled dining area surrounded by windows, a generous living room overlooking the lake, three king-sized bedrooms, and an updated 4-piece bath. The third level features two additional bedrooms, a powder room, and a private balcony with spectacular waterfront views. Step outside to your lakeside paradise featuring an approx. 500 sq.ft. semi-wraparound deck, a sheltered outdoor living area, a 30-foot aluminum dock with cedar decking, a stone fire pit, mature trees, and landscaped grounds extending to the water's edge. Extensively renovated throughout in 2025/2026, the home features new windows and doors, updated electrical & plumbing, modern trim, pot lights, a refreshed exterior, a paved driveway, new fencing, a retaining wall, granite pavers, and a covered front porch. This waterfront home offers multiple entrances, abundant space, and potential for licensed seasonal rental use. Whether you're searching for a year-round waterfront home or a four-season family cottage, this exceptional Lake Simcoe retreat is just 1 hour and 20 minutes from Toronto, offering the perfect escape without the long drive & a lifestyle where every sunrise, every sunset, and every season becomes a memory worth sharing.
Virtual Tour
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Listing Details
- Taxes (2026)
- $4,159
- Originally Listed
- $1,298,000
- Listed
- July 14, 2026
Price History
Property
- Style
- 2 1/2 Storey
- Construction
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete, Slab
- Interior
- Carpet Free, Guest Accommodations, Other, Primary Bedroom - Main Floor, Propane Tank, Storage, Storage Area Lockers, Water Heater Owned, Water Purifier, Water Treatment
- Lot Size
- 103.07 x 67 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 6
Utilities
- Water
- Drilled Well
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- HWY12 & PLUM POINT RD
- Parcel Number
- 587080061
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer
- Rental Items
- 3x propane tanks
Waterfront
- Water Body
- Lake Simcoe
- Shoreline
- Clean, Shallow, Mixed
- Docking
- Private
Schools
Elementary
- Uptergrove Public School1.8 km
Public · Simcoe County DSB · 270 students
Grade 3 reading: 88% met the provincial standard · Grade 6 math: 24% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L3V
- Population
- 48,651
- Private dwellings
- 22,293
- Median age
- 47.6
- Average household size
- 2.3
- Median household income
- $77,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Ramara · last 12 months
- Median sold price
- $675,000
- Homes sold
- 176
- Median days on market
- 31
- Sale-to-list price
- 94.8%
Based on 176 recorded sales of residential freehold properties in Ramara over the last 12 months.
Rooms
3-piece on Main, 4-piece on Second, 2-piece on Third
Third
- Bedroom 517'5" x 10'10"
- Den12'2" x 10'10"
Second
- Bedroom 214'1" x 10'10"
- Bedroom 311'2" x 10'10"
- Bedroom 411'2" x 10'10"
- Kitchen21'4" x 15'9"
- Living Room23'11" x 20'8"
Flat
- Kitchen18'8" x 14'1"
- Laundry11'2" x 6'11"
- Living Room27'3" x 22'8"
- Primary Bedroom20'8" x 11'6"
Listed by
RE/MAX PRIME PROPERTIES
Walk Score
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Location
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Mortgage Calculator
$239,600
Estimated Monthly Payment
$5,885
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $5,885/mo (20% down, 5.5%)
Taxes: $347/mo · Insurance: $300/mo
Estimates only. Consult a financial advisor.
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