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23 Finlay Mill Road

23 Finlay Mill Road

Springwater, ON

  • 3 bed
  • 3 bath
  • approx. 2000-2500 sqft
  • Detached
  • 61 days on market
$749,000Price reduced 3%

Unique property in the heart of Midhurst * Main home is just over 1300 square feet * attached business are of 1163 square feet * easily converted into living space, maybe an inlaw space/rental space. OR convert it into a huge garage to house all the toys! Main home has 3 bedrooms and an office, living/dining rooms and kitchen with a walk out to the rear fenced yard. Lower level has Family Room and Laundry Room and lots of storage. Opportunity abounds, create what you need. Priced to sell - don't miss your opportunity to own in prestigious Midhurst for a great price!! A must see to appreciate all of the space

Listing Details

Taxes (2026)
$3,874
Originally Listed
$775,000
Listed
July 18, 2026

Price History

Property

Style
Sidesplit 4
Age
51-99
Construction
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation
Concrete
Interior
Separate Heating Controls, Water Heater
Lot Size
85 x 200 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
6

Utilities

Sewer
Septic
Heat Source
Gas

Location & Legal

Cross Street
BAYFIELD ST/FINLAY MILL RD
Zoning
R1
Parcel Number
589010010
Possession
Flexible
Occupancy
Owner

Included

Inclusions
FRIDGE, STOVE, DISHWASHER, MICROWAVE, WASHER & DRYER, HOT WATER HEATER
Exclusions
NONE
Rental Items
NONE

Schools

Elementary

  • Forest Hill Public School1.2 km

    Public · Simcoe County DSB · 615 students

    Grade 3 reading: 60% met the provincial standard · Grade 6 math: 58% met the provincial standard

  • Sister Catherine Donnelly Catholic School3.2 km

    Catholic · Simcoe Muskoka CDSB · 345 students

    Grade 3 reading: 78% met the provincial standard · Grade 6 math: 54% met the provincial standard

  • St Marguerite d'Youville Elementary School3.4 km

    Catholic · Simcoe Muskoka CDSB · 360 students

    Grade 3 reading: 59% met the provincial standard · Grade 6 math: 37% met the provincial standard

Secondary

  • St Joseph's Separate School4.9 km

    Catholic · Simcoe Muskoka CDSB · 930 students

    Grade 10 literacy: 81% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L9X

Population
12,896
Private dwellings
4,326
Median age
42.8
Average household size
3
Median household income
$141,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Springwater · last 12 months

Median sold price
$875,000
Homes sold
298
Median days on market
31
Sale-to-list price
96.2%

Based on 298 recorded sales of residential freehold properties in Springwater over the last 12 months.

Rooms

4-piece on Lower, 2-piece on Main, 2-piece

Second

  • Bedroom 212' x 11'
  • Bedroom 313'6" x 9'

Main

  • Bathroom
  • Dining Room9'7" x 8'10"
  • Great Room47'5" x 26'6"
  • Kitchen12' x 9'
  • Living Room21' x 11'2"

Lower

  • Bathroom
  • Office11' x 9'6"
  • Primary Bedroom14' x 9'6"

Basement

  • Family Room20'9" x 11'
  • Laundry12'6" x 8'6"

Listed by

ONE PERCENT REALTY LTD.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$149,800

Estimated Monthly Payment

$3,680

Land transfer tax

Estimated land transfer tax$11,455

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,680/mo (20% down, 5.5%)

Taxes: $323/mo · Insurance: $187/mo

Estimates only. Consult a financial advisor.

R

Reita | Assistant

Online

Reita said:

Reita is an automated assistant, not a licensed real estate agent. This listing mentions Unique property in the heart of Midhurst * Main home is just over 1300 square feet * attached business are of 1163 square feet * easily converted into living space, maybe an inlaw space/rental space.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?

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