3686 Portage Bay Road
Ramara, ON
- 5 bed
- 4 bath
- approx. 3500-5000 sqft
- Detached
- 20 days on market
COVETED PORTAGE BAY WATERFRONT ESTATE WITH 104 FT OF SANDY SHORELINE & 6,700+ SQ FT! Set along over 104 ft of northwest-facing shoreline in coveted Portage Bay, this Lake Couchiching residence pairs expansive open-water views with a sandy beach, boathouse, newer docks (2021) and a spectacular multi-tiered lakeside balcony with glass railings overlooking the water. Over 6,700 finished square feet is thoughtfully arranged around the waterfront setting, with multiple walkouts and lake views featured throughout the home. Hardwood flooring, soaring ceilings, crown moulding, detailed wood trim, wood doors and pot lights add architectural character. The grand living room draws the eye to the lake through floor-to-ceiling windows and a double garden door walkout to the elevated balcony, while the breakfast area opens to the same glass-railed outdoor retreat. Extensive wood cabinetry, a large centre island, pantry storage, tile backsplash and double sink anchor the kitchen, while the connected family room with a wood-burning fireplace offers a natural gathering place after a day on the water. A formal dining room and wet bar with a bar fridge provide an ideal setting for entertaining. The main level features three bedrooms plus an office, including a spacious primary bedroom with a walk-in closet and a 6-piece ensuite with dual vanities, a private water closet with sink, a soaker tub and separate shower, while two additional bedrooms share an ensuite. The finished walkout lower level offers in-law potential with a kitchen, rec room with fireplace, games room, two bedrooms, full bathroom, storage and direct outdoor access. Updated windows (2021), an updated propane furnace, manicured grounds, interlock walkways and driveway, and an attached double-car garage complete this exceptional #HomeToStay. Located just minutes from Casino Rama, marinas, parks, beaches and local amenities, with Orillia only 15 minutes away.
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Listing Details
- Taxes (2025)
- $11,760
- Listed
- August 31, 2026
Price History
Listing history
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Property
- Style
- Bungalow
- Age
- 31-50
- Construction
- Brick
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Bar Fridge, In-Law Capability, Primary Bedroom - Main Floor, Sewage Pump, Sump Pump, Water Heater Owned, Water Treatment, Workbench
- Lot Size
- 104.71 x 136 Feet
Parking
- Garage
- Attached
- Covered Spaces
- 2
- Total Parking
- 4
Utilities
- Water
- Drilled Well, Water System
- Sewer
- Septic
- Heat Source
- Propane
Location & Legal
- Cross Street
- RAMA ROAD/PORTAGE BAY ROAD
- Zoning
- SR
- Parcel Number
- 586990010
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Fridge, Stove, Dishwasher, Built-In Microwave, Washer, Dryer, Electric Light Fixtures, Bathroom Mirrors, Bar Fridge, Pool Table, Fridge & Stove In Basement, Composite Docks, TV Wall Mount.
- Exclusions
- None.
- Rental Items
- Propane Tanks.
Waterfront
- Water Body
- Lake Couchiching
- Shoreline
- Mixed, Sandy, Shallow
- Docking
- Private
Schools
Elementary
- Severn Shores Public School3.8 km
Public · Simcoe County DSB · 475 students
Grade 3 reading: 77% met the provincial standard · Grade 6 math: 26% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L0K
- Population
- 38,386
- Private dwellings
- 22,207
- Median age
- 50.8
- Average household size
- 2.4
- Median household income
- $88,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Ramara · last 12 months
- Median sold price
- $675,000
- Homes sold
- 176
- Median days on market
- 31
- Sale-to-list price
- 94.8%
Based on 176 recorded sales of residential freehold properties in Ramara over the last 12 months.
Rooms
3-piece on Main, 4-piece on Main, 6-piece on Main, 4-piece on Basement
Main
- Bedroom 215'4" x 17'6"
- Bedroom 313'1" x 13'5"
- Breakfast10'8" x 7'5"
- Dining Room16'10" x 18'9"
- Family Room23' x 22'10"
- Foyer11'5" x 4'9"
- Kitchen16'3" x 15'
- Laundry5'9" x 17'6"
- Living Room27'6" x 31'
- Office15'6" x 12'
- Other6'6" x 12'4"
- Primary Bedroom20'1" x 34'5"
Basement
- Bedroom 419' x 19'6"
- Bedroom 512'3" x 15'9"
- Game Room33'4" x 31'3"
- Kitchen31'3" x 15'2"
- Living Room31'3" x 16'1"
- Recreation32'7" x 22'3"
Listed by
RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Walk Score
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Location
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Mortgage Calculator
$319,800
Estimated Monthly Payment
$7,855
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $7,855/mo (20% down, 5.5%)
Taxes: $980/mo · Insurance: $400/mo
Estimates only. Consult a financial advisor.
Reita | Assistant
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Reita is an automated assistant, not a licensed real estate agent. This listing mentions Set along over 104 ft of northwest-facing shoreline in coveted Portage Bay, this Lake Couchiching residence pairs expansive open-water views with a sandy beach, boathouse, newer docks (2021) and a spectacular multi-tiered lakeside balcony with glass railings overlooking the water.. I can help you explore neighbourhoods, understand the market, and find our free tools. What are you looking for?