314 Bay Street
Midland, ON
- 2 bed
- 1 bath
- approx. 700-1100 sqft
- Detached
- 14 days on market
A wonderful opportunity for first-time buyers or downsizers, this charming detached 2-bedroom home is move-in ready. From the moment you arrive, the inviting curb appeal draws you in. Inside, you'll find a bright living and dining space featuring updated finishes, while the stylish kitchen completes the main floor with quartz countertops, a newer dishwasher, and a walkout to a brand-new deck, perfect for entertaining. Upstairs, an updated bathroom adds a modern touch, and two well-sized bedrooms complete the space. The backyard is fully fenced for privacy, creating a great setting for relaxing or spending time with family and friends. A workshop and storage shed with hydro provide excellent additional space for hobbies or storage. With a paved driveway and thoughtful updates throughout, this home is the perfect place to put down roots. Conveniently located just minutes from Midland's vibrant downtown and beautiful Georgian Bay waterfront, you'll have shops, restaurants, parks, trails, and the waterfront lifestyle close to your doorstep. New 100AMP Electrical Panel & Wiring Throughout Home (2026), New Stairs to Basement (2026)
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Listing Details
- Taxes (2025)
- $2,317
- Listed
- September 4, 2026
Price History
Listing history
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Property
- Style
- 1 1/2 Storey
- Age
- 100+
- Construction
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Carpet Free, Sump Pump, Water Heater Owned
- Lot Size
- 46 x 60 Feet
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Charles Street / George Street
- Zoning
- RM1
- Parcel Number
- 584660144
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Washer/Dryer, Fridge, Stove, Rangehood, Dishwasher, Wall Unit A/C (2), ELFs
- Exclusions
- Chest Freezer, Fishing Road Holder in Outdoor Workshop/Shed
Schools
Elementary
- Sacred Heart School0.6 km
Catholic · Simcoe Muskoka CDSB · 160 students
Grade 6 math: 0% met the provincial standard
- Huron Park Public School1.3 km
Public · Simcoe County DSB · 435 students
Grade 3 reading: 70% met the provincial standard · Grade 6 math: 43% met the provincial standard
- Mundy's Bay Elementary Public School1.6 km
Public · Simcoe County DSB · 440 students
Grade 3 reading: 67% met the provincial standard · Grade 6 math: 45% met the provincial standard
Secondary
- St Theresa's Separate School1.9 km
Catholic · Simcoe Muskoka CDSB · 730 students
Grade 10 literacy: 76% met the provincial standard
- Georgian Bay District Secondary School2.3 km
Public · Simcoe County DSB · 1110 students
Grade 10 literacy: 82% met the provincial standard
- École secondaire Le Caron4.8 km
French public · CS Viamonde · 100 students
Grade 10 literacy: 100% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L4R
- Population
- 19,245
- Private dwellings
- 8,901
- Median age
- 50.4
- Average household size
- 2.2
- Median household income
- $70,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Midland · last 12 months
- Median sold price
- $515,000
- Homes sold
- 252
- Median days on market
- 35
- Sale-to-list price
- 95.7%
Based on 252 recorded sales of residential freehold properties in Midland over the last 12 months.
Rooms
4-piece on Second
Second
- Bathroom8'2" x 7'6"
- Bedroom 214'10" x 8'
- Primary Bedroom14'10" x 9'
Main
- Kitchen9'9" x 14'9"
- Living Room16'10" x 14'9"
Listed by
RIGHT AT HOME REALTY
Walk Score
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Location
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Mortgage Calculator
$85,980
Estimated Monthly Payment
$2,112
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
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Mortgage: $2,112/mo (20% down, 5.5%)
Taxes: $193/mo · Insurance: $107/mo
Estimates only. Consult a financial advisor.
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