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2728 Lone Birch Trail

2728 Lone Birch Trail

Ramara, ON

  • 3 bed
  • 1 bath
  • approx. 700-1100 sqft
  • Detached
$789,900

Leave the busy life behind and discover the simple pleasure of cottage life on beautiful Lake Simcoe. This well-maintained, completely furnished waterfront bungalow is the perfect place to relax & unwind with family and friends. Open-concept layout featuring a spacious entrance with plenty of room for storage and a convenient dryer. The cottage offers three generous bedrooms and a 3-piece bathroom, making it comfortable for weekend getaways or extended stays. The inviting living room is highlighted by a wood-burning fireplace and beautiful views of the lake, creating the perfect setting for cozy evenings. A good-sized kitchen features a breakfast area. Step through to the impressive 322 sq. ft. lakeside deck, where you can enjoy breathtaking views of Lake Simcoe, morning coffees and sunsets. A second 233 sq. ft. front deck provides even more outdoor space to enjoy throughout the day. Storage is plentiful, with a shed, crawl space and additional storage tucked beneath the decks - ideal for keeping cottage essentials, water toys and outdoor equipment organized. Amenities close by, Restaurants, Local Marina & Grocery Stores. This Lake Simcoe cottage offers the opportunity to slow down and enjoy what cottage life is all about. Wake up to beautiful views, spend your days by the water and enjoy the lake!

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Listing Details

Taxes (2026)
$3,784
Listed
September 12, 2026

Price History

Property

Style
Bungalow
Construction
Aluminum Siding
Roof
Shingles
Foundation
Poured Concrete
Interior
Primary Bedroom - Main Floor
Lot Size
49.99 x 87.37 Feet

Parking

Garage
None
Covered Spaces
0
Total Parking
2

Utilities

Sewer
Holding Tank
Heat Source
Propane

Location & Legal

Cross Street
Hwy 12 to Hwy 48, Turn Left on Lone BirchTrail.
Parcel Number
587150016
Possession
Flexible
Occupancy
Owner

Included

Inclusions
All Elf's, Stove, Fridge, Dryer, Microwave, Window Coverings, A/C (all, as is), Furnace (June 2026), Front Table & Chairs, Sail Boat, Paddle Boat & Wind Surfer. Propane BBQ, All Furniture In Cottage.
Exclusions
2 Area Rugs (Main & Pr BR), Security Camera, Thermostat, Modem & Router, Side Table & Chairs

Waterfront

Water Body
Lake Simcoe
Shoreline
Shallow, Hard Bottom, Sandy
Docking
Private

Schools

Elementary

  • Brechin Public School2.5 km

    Public · Simcoe County DSB · 180 students

    Grade 3 reading: 71% met the provincial standard · Grade 6 math: 60% met the provincial standard

  • Foley Catholic School3.1 km

    Catholic · Simcoe Muskoka CDSB · 60 students

    Grade 6 math: 10% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area L0K

Population
38,386
Private dwellings
22,207
Median age
50.8
Average household size
2.4
Median household income
$88,000

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Residential Freehold in Ramara · last 12 months

Median sold price
$675,000
Homes sold
171
Median days on market
31
Sale-to-list price
94.8%

Based on 171 recorded sales of residential freehold properties in Ramara over the last 12 months.

Rooms

3-piece on Main

Main

  • Bedroom 27'5" x 7'8"
  • Bedroom 38'8" x 7'9"
  • Foyer8'8" x 8'8"
  • Kitchen25' x 25'
  • Living Room25' x 25'
  • Primary Bedroom8'10" x 10'6"

Listed by

CENTURY 21 HERITAGE GROUP LTD.

Walk Score

15

Walk

29

Bike

Scores by Walk Score®

Mortgage Calculator

$157,980

Estimated Monthly Payment

$3,881

Land transfer tax

Estimated land transfer tax$12,273

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $3,881/mo (20% down, 5.5%)

Taxes: $315/mo · Insurance: $197/mo

Estimates only. Consult a financial advisor.

R

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