346 Bay Street
Midland, ON
- 2 bed
- 2 bath
- approx. 1100-1500 sqft
- Detached
- 4 days on market
Welcome to this charming red-brick home, where timeless character meets modern updates. Filled with warmth and personality, this home features beautiful hardwood floors, custom trim work and an inviting three-season porch, along with beautifully landscaped gardens and a private backyard retreat. Inside, the open-concept main floor creates a wonderful flow between the kitchen and living space, making everyday living and entertaining effortless. The kitchen features modern cabinetry, stainless steel appliances and a charming window seat. Right off the kitchen, an additional space offers the perfect opportunity to customize and create a convenient powder room or main-floor laundry. Step outside and discover your own backyard retreat, complete with mature gardens, an interlock driveway and a fenced-in yard. A detached single-car garage/workshop with its own electrical panel, fully insulated interior and attached greenhouse offers incredible versatility for hobbies, projects, gardening or additional storage. Located just minutes from Midland's vibrant downtown and beautiful Georgian Bay waterfront, you'll have shops, restaurants, parks, trails and the waterfront lifestyle close to your doorstep. Recent updates include a new furnace, air conditioning and hot water tank (2026), adding peace of mind to this charming home.
Virtual Tour
Virtual Tour Available
Listing Details
- Taxes (2025)
- $2,831
- Listed
- September 15, 2026
Price History
Property
- Style
- 1 1/2 Storey
- Construction
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation
- Stone
- Interior
- Auto Garage Door Remote, Water Heater Owned
- Lot Size
- 48.6 x 120 Feet
Parking
- Garage
- Detached
- Covered Spaces
- 1
- Total Parking
- 6
Utilities
- Sewer
- Sewer
- Heat Source
- Gas
Location & Legal
- Cross Street
- Bay Street Between Russell & Charles Street
- Zoning
- RM1
- Parcel Number
- 584660112
- Possession
- Flexible
- Occupancy
- Owner
Included
- Inclusions
- Refrigerator, Stove, Rangehood Microwave, Convection Oven, Window Coverings, ELFs, Garage Door Opener, All Outdoor Furniture & Decor (Backyard), BBQ, Firepit
Schools
Elementary
- Sacred Heart School0.7 km
Catholic · Simcoe Muskoka CDSB · 160 students
Grade 6 math: 0% met the provincial standard
- Huron Park Public School1.3 km
Public · Simcoe County DSB · 435 students
Grade 3 reading: 70% met the provincial standard · Grade 6 math: 43% met the provincial standard
- Mundy's Bay Elementary Public School1.5 km
Public · Simcoe County DSB · 440 students
Grade 3 reading: 67% met the provincial standard · Grade 6 math: 45% met the provincial standard
Secondary
- St Theresa's Separate School1.9 km
Catholic · Simcoe Muskoka CDSB · 730 students
Grade 10 literacy: 76% met the provincial standard
- Georgian Bay District Secondary School2.1 km
Public · Simcoe County DSB · 1110 students
Grade 10 literacy: 82% met the provincial standard
- École secondaire Le Caron4.7 km
French public · CS Viamonde · 100 students
Grade 10 literacy: 100% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Community
Postal area L4R
- Population
- 19,245
- Private dwellings
- 8,901
- Median age
- 50.4
- Average household size
- 2.2
- Median household income
- $70,500
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Freehold in Midland · last 12 months
- Median sold price
- $515,000
- Homes sold
- 253
- Median days on market
- 35
- Sale-to-list price
- 95.7%
Based on 253 recorded sales of residential freehold properties in Midland over the last 12 months.
Rooms
4-piece on Second, 1-piece on Main
Second
- Bathroom7'5" x 7'11"
- Primary Bedroom10'9" x 13'6"
Main
- Dining Room12'9" x 16'6"
- Kitchen13'10" x 13'3"
- Living Room16'10" x 11'9"
- Other7' x 4'
- Other6'11" x 3'3"
- Sunroom6'7" x 7'11"
Listed by
RIGHT AT HOME REALTY
Walk Score
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Location
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Mortgage Calculator
$99,980
Estimated Monthly Payment
$2,456
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $2,456/mo (20% down, 5.5%)
Taxes: $236/mo · Insurance: $125/mo
Estimates only. Consult a financial advisor.
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