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Lot 4 Toby's Island

Lot 4 Toby's Island

Kenora, Ontario

  • 3 bed
  • 1 bath
  • Recreational
$425,000

Discover this beautifully maintained island cottage on scenic Shoal Lake, part of Lake of the Woods. Offering a low-profile lot with desirable west exposure, this property is designed for enjoying waterfront living at its best. At the water's edge, you'll find an expansive dock and entertaining deck area with ample space for multiple boats, making it ideal for hosting family and friends. The landscaped grounds feature mature trees, a fire pit area, children's play structure, and Crown land to the north, providing exceptional privacy and a spacious, natural setting. The cottage exudes warmth and character with pine accents throughout, an open-concept living area, and a custom fireplace for cooler evenings. Offering three bedrooms, a 3-piece bath, a functional kitchen with pull-up counter seating, and a separate dining area, there is plenty of room for family gatherings. A spacious family room opens to the attached screened porch, where you can relax and take in the lake views. Front and rear treated sundecks provide additional outdoor living space. A custom garage and woodshed offer excellent storage and protection from the elements. A bonus is hydro service—simply arrive and enjoy all the comforts of cottage living. Located just a short boat ride from the mainland in a protected bay, the owner rents a mainland docking slip and parking for two vehicles. Conveniently situated within approximately two hours of Winnipeg, this is an outstanding opportunity to own a turnkey Lake of the Woods retreat and create lasting memories for years to come.

Price History

Schools

Elementary

  • Keewatin Public School0.5 km

    Public · Keewatin-Patricia DSB · 165 students

    Grade 3 reading: 56% met the provincial standard · Grade 6 math: 30% met the provincial standard

  • St Louis Separate School0.6 km

    Catholic · Kenora CDSB · 125 students

    Grade 3 reading: 87% met the provincial standard · Grade 6 math: 60% met the provincial standard

Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.

Community

Postal area P0X

Population
8,410
Private dwellings
7,414
Median age
43.6
Average household size
2.5
Median household income
$75,500

Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.

Local market

Recreational in Kenora · last 12 months

Median sold price
$415,000
Homes sold
62
Median days on market
17
Sale-to-list price
102.8%

Based on 62 recorded sales of recreational properties in Kenora over the last 12 months.

Walk Score

Walk Score is unavailable for this address right now.

Mortgage Calculator

$85,000

Estimated Monthly Payment

$2,088

Land transfer tax

Estimated land transfer tax$4,975

Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.

Investment Analysis

No recent nearby lease data. Enter a rent to see the numbers.

Mortgage: $2,088/mo (20% down, 5.5%)

Taxes: $0/mo · Insurance: $106/mo

Estimates only. Consult a financial advisor.

R

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