1052 Rat Bay 105-8 Road
Lake of Bays, ON
- 2 bed
- 1 bath
- approx. 600-699 sqft
- Other
- 1570 days on market
AMAZING DEAL! Fractional Ownership is an affordable way to own property in Muskoka. Fractional ownership means that you would own 1/10th of the cottage plus a share of the entire resort. This is not a time share although some think it is similar but in fractional ownership you have an actual legal interest in the property itself. Owning a 1/10th share gives you five weeks a year to use the cottage. One of the weeks is the core week/fixed week. For this fractional in Deerview cottage the core/fixed week is Week 8. In 2026 that week starts on Saturday, August 15/26. The remaining 4 weeks in 2026 start on Feb 14, May 23, Aug 15, Oct 10, Dec 5/26. These weeks change every year except the core summer week (in this case Week 8) which stays the same. Turnover day is on Saturday. All cottages are pet-free and smoke/vape free. You can rent out your fractional weeks yourself or through Blue Water Acresl, or deposit them into Interval International which would allow you to trade weeks for other resorts all over the world. It's an exceptional opportunity to travel and also to enjoy ownership in Muskoka. Maintenance fees are paid by each owner in the autumn for the following year. The fees for this cottage for 2026 are $4,629 + HST. Note that there is NO HST on the purchase price. Blue Water Acres offers lots of amenities including an indoor swimming pool, beautiful sand beach with 300 ft frontage on Lake of Bays, whirlpool, sauna, games room, fitness room, tennis court, playground, walking trails and more.
Listing Details
- Originally Listed
- $19,900
- Listed
- May 19, 2022
Price History
Property
- Style
- Bungalow
- Age
- 16-30
- Construction
- Wood
- Roof
- Asphalt Shingle
- Foundation
- Concrete Block
- Interior
- Water Heater Owned, Primary Bedroom - Main Floor
Parking
- Garage
- None
- Covered Spaces
- 0
- Total Parking
- 2
Utilities
- Heat Source
- Electric
Location & Legal
- Cross Street
- South Portage/Hwy 60
- Parcel Number
- 0
- Possession
- Flexible
- Occupancy
- Owner+Tenant
Condo
- Maintenance Fee
- $386/month
- Fee Includes
- Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
- Pets
- No
- Locker
- None
- Balcony
- None
- Amenities
- Club House, Exercise Room, Game Room, Indoor Pool, Sauna
Included
- Inclusions
- All furnishings, fixtures and appliances as part of the fractional ownership
- Exclusions
- none
Waterfront
- Water Body
- Lake of Bays
- Shoreline
- Clean, Sandy, Hard Bottom
- Docking
- None
Schools
Elementary
- Irwin Memorial Public School4.9 km
Public · Trillium Lakelands DSB · 140 students
Grade 3 reading: 100% met the provincial standard · Grade 6 math: 39% met the provincial standard
Straight-line distance. Nearby schools are not necessarily the assigned schools — confirm catchment with the school board. Scores are EQAO provincial test results for 2024-2025.
Property Insights
AI-generated from listing photos. Not professional advice.
Community
Postal area P1H
- Population
- 18,099
- Private dwellings
- 10,316
- Median age
- 51.2
- Average household size
- 2.3
- Median household income
- $82,000
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Residential Condo & Other in Lake of Bays · last 12 months
- Median sold price
- $829,000
- Homes sold
- 107
- Median days on market
- 35
- Sale-to-list price
- 93.5%
Based on 107 recorded sales of residential condo & other properties in Lake of Bays over the last 12 months.
Listed by
Chestnut Park Real Estate
Walk Score
Walk Score is unavailable for this address right now.
Location
Street View
Mortgage Calculator
$2,000
Estimated Monthly Payment
$49
Land transfer tax
Ontario land transfer tax only. An estimate — not legal or financial advice. Municipal land transfer tax applies in Toronto and is not included.
Investment Analysis
No recent nearby lease data. Enter a rent to see the numbers.
Mortgage: $49/mo (20% down, 5.5%)
Taxes: $0/mo · Insurance: $3/mo
Maint: $386/mo
Estimates only. Consult a financial advisor.
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