310 ST. PAUL Street
St. Catharines, ON
4 bath • 8,482 sqft • Store W Apt/Office • 315 days on market
Exceptional mixed-use investment opportunity in the heart of Downtown St. Catharines. The property offers an attractive Vendor Take-Back (VTB) mortgage at 5.5% for up to two years with only $300,000 down. Insurance is already in place and can be seamlessly assigned to the new owner, ensuring a smooth transition. The building features two street-level commercial units, including a successful restaurant and bar, along with upper-level residential apartments, all with separate utilities. The property is currently configured as two owner-occupied apartments and can be easily converted back to its original four-apartment layout, creating immediate value-add potential.The asset qualifies for the St. Catharines Downtown Forgivable Loan Program (DFLP), offering up to $100,000 in grants for each new residential unit created, plus an additional $50,000 grant for elevator installation or barrier-free improvements. With 12 on-site parking spaces, a full basement, and excellent exposure in a high-traffic downtown location, this property delivers strong existing income, compelling redevelopment incentives, and long-term upside in one of Niagara's most active urban core.
Listing Details
- Taxes (2024)
- $12,993
- Listed
- October 10, 2025
Price History
Property
- Lot Size
- 37.5 x 198.24 Feet
Utilities
- Sewer
- Sanitary
Location & Legal
- Cross Street
- St. Paul Street and Academy St.
- Zoning
- C6
- Parcel Number
- 462180038
- Possession
- Flexible
Commercial
- Occupancy
- Owner+Tenant
- Office / Apartment Area
- 0 Sq Ft
Community
Postal area L2R
- Population
- 25,558
- Private dwellings
- 13,117
- Median age
- 40.4
- Average household size
- 2.1
- Median household income
- $61,200
Source: Statistics Canada, 2021 Census of Population, catalogue 98-401-X2021013. Adapted from Statistics Canada. This does not constitute an endorsement by Statistics Canada of this product.
Local market
Commercial in St. Catharines · last 12 months
- Median sold price
- $540,000
- Homes sold
- 1,610
- Median days on market
- 26
- Sale-to-list price
- 96.6%
Based on 1,610 recorded sales of commercial properties in St. Catharines over the last 12 months.
Listed by
ROYAL LEPAGE NRC REALTY